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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Truly aims to do things differently

5
You have to be impressed by the determination to really make money work for everyone by doing things differently. You can see the values coming through in every aspect of Monzo - customer care and services, especially for vulnerable customers, product design and features which really put you in control and make your life easier, the passion of Monzonauts to get it right for customers - and each other. Reviewed on: 12th April 2021
Timo's avatar
Timo

Monzo is the s**t

5
I have had monzo since 2018 and never looked back. I can transfer money so easily AND I could open a joint account with my boyfriend without entering into any scary contract that bound us together for eternity. There literally is no better bank. Only negative thing I have to say about them is I would quite like the option of a different coloured card. Reviewed on: 12th April 2021
Imogen Shaw's avatar
Imogen Shaw

Easy to use and reliable

5
Very happy with Monzo's customer service and reliable service. Would recommend! Reviewed on: 12th April 2021
Charlotte's avatar
Charlotte

Easily best bank in the UK

5
I've tried HSBC, Lloyd's, Natwest and Revolut, and Monzo is definitely way ahead of the competition, both in terms of the app, and customer service. Reviewed on: 12th April 2021
Tas Morf's avatar
Tas Morf

Best bank

5
Best app and most convenient banking product on the market. Reviewed on: 12th April 2021
Archie Rainey's avatar
Archie Rainey

Designed so well, and puts the customer first

5
The only banking app that makes me feel in control of my finances. And built by people like me, for me. Reviewed on: 12th April 2021
Richard Cadman's avatar
Richard Cadman

Simple, Easy, Effective

5
It's changed my entire financial life using Monzo. I feel more confident and in control than I ever have. It's helped me start saving for my deposit! Reviewed on: 12th April 2021
Tom's avatar
Tom

Literally the best bank you could ever have!

5
I love this bank, for the first time in my life i'm out of debt and in control of my finances! Reviewed on: 12th April 2021
Hannah MacDonald's avatar
Hannah MacDonald

Best bank there is!

5
Monzo has been incredibly helpful to me in terms of budgeting, as well as saving. I make great use of Bills Pots which help me move the money to one side, the budgeting features are amazing and really help you know exactly where your money is going and how much you have left for the month. Paid Early is also a massive plus Reviewed on: 12th April 2021
Nicola's avatar
Nicola

Being able to have all bank interactions from your phone is transformational during a pandemic

5
I've read about a traditional bank (Barclays I think?) customer, a pensioner, being forced to go into branch to continue to access their money. I expect that with Monzo now having millions of customers, there being no branches has averted some cases of coronavirus transmission by now, and maybe some lives. Reviewed on: 12th April 2021
Duncan Roberts's avatar
Duncan Roberts

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