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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

This is how money management should be!

5
Monzo have transformed how people interact with their money and this is how it should be - easy to access, easy to understand and easy to manage. The bank of the future, watch this space! Reviewed on: 12th April 2021

Slick app, and an awesome brand

5
Slack app and the pots have finally put me back in control of my finances! Reviewed on: 12th April 2021

Great Service

5
Last year when I had a fraud issue on my account, someone withdraw money using a betting website. Monzo refunded me in a day time and replaced my card very quickly. Love Monzo! Reviewed on: 12th April 2021

Just the best bank

5
Best app, best support, best bank! Reviewed on: 12th April 2021

Best Bank Ever!

5
Monzo's app is the easiest to use. I feel in charge of my own money. Their customer service is second to none. Reviewed on: 12th April 2021

Innovative and disruptive - making banking easy, as it should be.

5
Monzo takes all the difficulties out of what should be easy - looking after your bank balance, sending payments. Reviewed on: 12th April 2021

Best Bank

5
My finances have changed for the better and I can't believe I used to bank any other way! Reviewed on: 12th April 2021

Best banking Experience

5
Having been with multiple banks over the years, I've never had such a good hold of my finances as I have with Monzo. Everything works so well, it makes your finances so transparent, and the features that are available are amazing! Reviewed on: 12th April 2021

Banking of the future

5
Imagine if you could access your account with the tap of a button. That's Monzo for you Reviewed on: 12th April 2021

Fantastic

5
I can’t imagine ever banking with a high street bank again. Monzo has revolutionised my financial life and replaced stress with a product that’s a joy to use. Reviewed on: 12th April 2021

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