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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Brilliant bank friendly customer service

5
Always easy to use the app and manage money Reviewed on: 12th April 2021

Incredible bank!

5
Consistent great experience unlike anything I found with other banks Reviewed on: 12th April 2021

The best bank out there

5
The app is great, so easy to use and to really see where your money goes, and makes it so easy to manage it. Makes you feel in control of your finances Reviewed on: 12th April 2021

Fantastic Ux

5
Really easy to use and helps me budget finances Reviewed on: 12th April 2021

A bank that's far ahead of it's competitors, makes managing money so much easier.

5
I have been a customer with Monzo for just over a year. The bank has gone above and beyond what I was expecting from it, in terms of products and features that make managing my money not daunting. Thanks to Monzo I am now on top of my finances more than I have been before in my life! Reviewed on: 12th April 2021

Just Wow,..

5
Monzo. What a bank. Absolutely fantastic. Live and breathe Monzo. The future of banking is here. Always bragging to people and showing off my 'premium' card everywhere I go. Genuinely is no other bank like it. Love you Monzo!!!!! Reviewed on: 12th April 2021

Innovative!

5
It gives me everything I need (remotely) from a bank with super helpful reminders. Reviewed on: 12th April 2021

Amazing

5
Best bank, best app, best service. Reviewed on: 12th April 2021

Best daily account

5
Been using monzo for a few years now and I can’t stress enough how much it’s changed how I spend and save money! Thanks to using monzo I was able to pay off my credit card well in advance of when I thought I could, and by separating out my spending I’m now a lot more careful with where my money goes. It’s revolutionary banking! Reviewed on: 12th April 2021

Easiest to use account on the market

5
No one else gives a simpler or more delightful experience to the customer! Reviewed on: 12th April 2021

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