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Monzo: Current Account reviews

4.92
Based on 17,172 reviews, last reviewed 23rd Apr 2025
37117% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo..everything is smooth and easy no grief Monzo has been so smooth and easy to acees and keep in touch with my finances Reviewed on: 23rd April 2025
Laura 's avatar
Laura

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17172)

Review of the Monzo, Current Account:

Highly Recommended

5
Excellent service. Convenient to use. Good rates when using outside the UK. Reviewed on: 20th April 2025

Monzo..everything is smooth and easy no grief

5
Monzo has been so smooth and easy to acees and keep in touch with my finances Reviewed on: 23rd April 2025

I've used Monzo for years and think it's fantastic.

5
I've used Monzo for years and think it's fantastic. I've had a joint account and it's a fast, modern and efficient way to bank. Reviewed on: 23rd April 2025

Unable to even open an account because I don't have...

1
Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start learning to drive) Reviewed on: 23rd April 2025

It's a very good bank.

5
It's a very good bank. The app is so easy to use an there are customer service team on hand whenever you need them. Roughly an hours wait for someone to contact you back but when you've got them they don't leave until your problem is fixed. Reviewed on: 22nd April 2025

Absolutely love Monzo!

5
Absolutely love Monzo! Moved from a traditional bank to Monzo and I can say it’s been brilliant! The way Monzo work overall, right down to the cashback offers, higher interest savings and investing options, split tabs, money Pots, and Flex, Monzo has provided the services of multiple banks rolled into one! Super easy to use and would highly recommend. Reviewed on: 22nd April 2025

Absolutely love the flexibility of my Monzo account.

5
Absolutely love the flexibility of my Monzo account. They get it right with new product offers and don't fill my inbox with useless 'stuff'. All credit to them. Reviewed on: 22nd April 2025

I love it.

5
I love it. I love how you can create small little pots for your money, very helpful. I love the Monzo flex account also as it is so easy to pay back and means you aren’t stuck to living paycheck to paycheck. Would recommend to anyone who loves organisation! Reviewed on: 22nd April 2025

Best Mobile Bank

5
Monzo has the best app by far, so much so, that I switched from my previous bank. It also makes viewing and managing money super simple. Reviewed on: 22nd April 2025

Effortless Banking That Just Works

5
I love banking with Monzo because it just makes life so much easier. The app is super easy to navigate, which means I can check my balance, move money around, and manage everything without getting lost in a maze of menus. It keeps me up to date with instant notifications, so I always know exactly what's going on with my account—no surprises, no delays. Best of all, it’s completely hassle-free. Whether I'm splitting a bill with friends, setting up a savings pot, or just checking how much I spent on coffee this month, it’s all smooth and simple. I've never had any complications with Monzo, and honestly, that peace of mind is priceless. It just works, and it works well. It actually makes managing money feel kind of fun—which I never thought I’d say! Just a great time, every time. Reviewed on: 22nd April 2025

Sustainable banking

5
Sustainable banking is good for everyone Reviewed on: 22nd April 2025

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