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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2445 reviews)

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4.96

Based on 2,445 reviews, last reviewed 13th Apr 2025

63500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Efficient, good programme, economical, inspires saving Efficient, good programme, economical, inspires saving Reviewed on: 13th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can hel...

Monzo Flex Credit Card reviews (2445)

Review of the Monzo, Flex Credit Card:

Best credit card I have ever had.

Best credit card I have ever had. Reviewed on: 22nd March 2025

Product is Good

Product is Good, need to train staff more Reviewed on: 24th March 2025

There offer good low interests rates ...

There offer good low interests rates real competitive and also easy to to use . Good customer service team, the customer service team is always helpful and responsive. They have solved any issues I had quickly and efficiently.Also the mobile app is so convenient. I can check my balance, make payment and check my interests all in one place. P Reviewed on: 24th March 2025

Lovely bank

Been for a while with them never missed a bit Reviewed on: 24th March 2025

All in one place and perks and benefits are very...

All in one place and perks and benefits are very useful Reviewed on: 23rd March 2025

Going well

Going well , good service.Nice interface.Easy to use app Reviewed on: 23rd March 2025

Easy to use card, good updates via the app and simpl...

Easy to use card, good updates via the app and simple display so you understand what you have spent. Reviewed on: 23rd March 2025

Best Credit Card

It has Flexible Repayment Options. You can split purchases into 3, 6, or 12 monthly installments. Payments over 3 months are interest-free, while longer terms incur a 29% APR. Credit Building: Using Monzo Flex responsibly, by making timely payments and staying within your credit limit, can help improve your credit score over time. No Foreign Transaction Fees: Monzo Flex allows fee-free spending abroad, using Mastercard’s exchange rate without additional charges. User-Friend... Reviewed on: 23rd March 2025

Very good bank, great app.

Very good bank, great app. My go to abroad. Very reliable and easy to use Reviewed on: 22nd March 2025

They are doing a brilliant work and revolutionising...

They are doing a brilliant work and revolutionising the traditional banking system. Always been a great experience with them Reviewed on: 22nd March 2025

World best credit I have ever seen

World best credit I have ever seen Reviewed on: 21st March 2025

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