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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2513 reviews)

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4.95

Based on 2,513 reviews, last reviewed 10th Sep 2025

97% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Good Company I am determined to share this information with the public to help other scam victims. Special thanks to BsbForensic. com for their outstanding work in... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2513)

The for the new age

Monzo app by far the biggest innovation for the best user experience in mobile banking. The ease of use and intuitiveness is like of no others Reviewed on: 3rd March 2023

Flex is powerful

Flex is a powerful tool with significant consumer control. Early feedback was clearly listened to and it has become an excellent product Reviewed on: 3rd March 2023

Very nice user interface

Monzo flex Is great! The user interface makes it very easy to see what l owe, make payments and see when my next payment is due. I can also make a purchase and if l decide later on l want to finance my payment l can and my money gets instantly returned to my account and I can pay it off in instalments. Reviewed on: 3rd March 2023

Monzo is the best

Monzo is the best online bank out there. I’d highly recommend Monzo Plus, as well, due to the added benefits you receive with it. Reviewed on: 3rd March 2023

Simple and easy to use

Monzo Flex is a fantastic feature that provides you with a flexible way to pay for purchases. So simple to use and you get to select the number of payments and will even tell you if you will have to pay any interest on the payment plan you select. Would highly recommend! Reviewed on: 3rd March 2023

Split large expenses

Flex is perfectly suited to splitting large purchases down in to smaller monthly payments. Monzo are clear exactly how much interest you are paying and you can see in real time how early and larger payments reduce the interest. It's fantastic way to use credit in a controlled way. Reviewed on: 3rd March 2023

Great bank

I love monzo such a great bank i love that if you outside the country you can use it and the flex is amazing Reviewed on: 3rd March 2023

A must have for everyone in the current cost of living crisis

It’s brilliant, I have access to interest free spread out payments for wherever I need. I now also have a card so it can be used in store as well as online. It has become a life saver when things have been a bit tight. I also like that I can pay off chunks / the full amount early. Reviewed on: 3rd March 2023

Great bank, great app

Excellent bank. Have recommended to a number of family and friends. Can have individual saving pots, split bills etc. it makes it very easy to manage money Reviewed on: 3rd March 2023

flex

They applied good money saving methods that help save money in the long term, the saving system and adding other banks and mobile payment has been made very easy thanks to Monzo. Reviewed on: 3rd March 2023

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