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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.97
Based on 3,086 reviews, last reviewed 27th Mar 2026
57000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026
Hugo Marfani's avatar
Hugo Marfani

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
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JN
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Greet help.

5
Greet help. Easy to use great safety features Reviewed on: 18th January 2024
Amz Williams's avatar
Amz Williams

I enjoy the built in options this card gives you and...

5
I enjoy the built in options this card gives you and also the transparency of what interest you will or won’t pay depending on which option you pick for your repayments. Reviewed on: 18th January 2024
chelshirst's avatar
chelshirst

Awesome Bank, easy to manage and great if you go abr...

5
Awesome Bank, easy to manage and great if you go abroad often Reviewed on: 18th January 2024
Maria R's avatar
Maria R

Bank on it

5
Monzo has exceeded my expectations as a bank. So simple yet so brilliant Reviewed on: 18th January 2024
Nana Obeng's avatar
Nana Obeng

Very useful system

5
Flex has been very useful for me, especially when paying for things that others need to pay me back for. It allows for extra security when getting the end of the month and waiting for payday to come around. Reviewed on: 18th January 2024
AJWild's avatar
AJWild

Massive help

5
It’s a massive help for people to afford certain things that they wouldn’t normally be able to buy without installments Reviewed on: 18th January 2024
Serena M's avatar
Serena M

So easy to use and repayments due are made simple.

5
So easy to use and repayments due are made simple. App makes this easy to manage and the interest free short repayment options make this better than any other credit card ive used Reviewed on: 18th January 2024
Ellie's avatar
Ellie

Monzo is by far the best!

5
Monzo is by far the best, in my opinion it’s easy to use, I can understand how to manage my money better. I’ve never had any issues, everything is self explanatory. Have the flexibility to spread the cost, or pay in full has been a bounds as you can never tell these days especially with the cost of inflation. Applying for the Monzo credit care has been a game changer for me and I’m very happy that I did so! Reviewed on: 18th January 2024
S Allen's avatar
S Allen

It's been great having monzo flex as backup it gives...

5
It's been great having monzo flex as backup it gives me a kind of confidence that no matter what I pick up in the store monzo got me Reviewed on: 18th January 2024
Obinna c's avatar
Obinna c

Amazing experience

5
Using Monzo Flex has been an amazing experience. There are no smarter choices out there. Reviewed on: 18th January 2024
Felippe 's avatar
Felippe

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