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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2511 reviews)

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4.95

Based on 2,511 reviews, last reviewed 5th Sep 2025

93% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2511)

I love Monzo Flex

Love it, big fan, very helpful form of credit that is easy to use and easy to understand how repayments work. Highly recommended. Reviewed on: 3rd March 2023

Fantastic!

Great product! Clear and easy to use. Highly recommended! Reviewed on: 3rd March 2023

Amazing at empowering and supporting those with additional needs about their finances!

As a Dyslexic person I struggle to manage a lot of aspects of my life; Monzo has been instrumental in supporting me delegate where my money goes and allowing me to have the tools to feel in control of my finances. I have recommended this to so many people I know both professionally and personally because I think it is an amazing tool for anyone but especially for those with additional needs! Reviewed on: 3rd March 2023

Banking has never been more easier!

Monzo Flex is a complete game changer, it really gives you that extra something to help manage your finances. It is simple to use and great that it gives you complete control too! Reviewed on: 3rd March 2023

Love Monzo

Best bank app going, miles better than traditional banks Reviewed on: 3rd March 2023

Excellent and innovative credit offering

Super easy to manage, and in the short time it has been out they have already made improvements to it. Any time I've had a question I've been able to get a proper answer. Reviewed on: 3rd March 2023

Awesome bank

Amazing app, incredible customer service, secure, easy to use app. Reviewed on: 3rd March 2023

Monzo Flex does the job

Excellent facility that makes my other accounts redundant. Love the ability to control how I pay. What I want, when I want it. First class revolving account. Reviewed on: 3rd March 2023

The for the new age

Monzo app by far the biggest innovation for the best user experience in mobile banking. The ease of use and intuitiveness is like of no others Reviewed on: 3rd March 2023

Flex is powerful

Flex is a powerful tool with significant consumer control. Early feedback was clearly listened to and it has become an excellent product Reviewed on: 3rd March 2023

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