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Monzo: Flex Credit Card reviews

4.96
Based on 2,200 reviews, last reviewed 26th Feb 2025
19550% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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0%
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0%

Latest highest rating:

5

The Flex credit card is great for smaller purchases The Flex credit card helps with those smaller purchases and spreads the cost out easily. Treated your pals to dinner before payday? Flex it! Eyeing up... Read more Reviewed on: 26th February 2025
KatieB's avatar
KatieB

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2200)

Review of the Monzo, Flex Credit Card:

What a BANK !!

5
It’s just so refreshing to deal with this BANK they do everything right and listen to you as well Reviewed on: 9th February 2025

It’s been amazing.

5
It’s been amazing. By far the best I’ve used so far. Easy to use, track your spending and payments easily, pay in 3 months interest free, can pay early, can edit payment plan, can do everything. It’s been amazing. Big ups to the Monzo team Reviewed on: 9th February 2025

I have been with Monzo for years and it’s by far the...

5
I have been with Monzo for years and it’s by far the best experience in the banking world and I will stay with them forever Reviewed on: 9th February 2025

Your only bank

5
Best experience ever , user friendly Reviewed on: 9th February 2025

Reliable bank!

5
Reliable bank!Best bank for me. Services are very outstanding. Reviewed on: 9th February 2025

Easy and convenient

5
Flex is so so easy to use and so convenient for everyday use! The design is set out so it is easy to use and easy to find balance and due dates. Reviewed on: 9th February 2025

My experience is very good monzo service very fast a...

5
My experience is very good monzo service very fast and satisfied I like it very much due to excellent service I never need any other bank account Reviewed on: 9th February 2025

Interest free instalments plan for three months.

5
Interest free instalments plan for three months. Reviewed on: 9th February 2025

Monzo is the best easiest and most user friendly...

5
Monzo is the best easiest and most user friendly bank I've ever used! So easy to track my money. Reviewed on: 9th February 2025

It's so easy, seamless and simple.

5
It's so easy, seamless simple and informative, no tricks bi hidden fees all upfront and very flexible without shoving a higher limit in your face if you're doing well. All this matches with their credit score perk makes for very mindful credit card use! Reviewed on: 9th February 2025

best credit card in the UK

5
The flex card is the best credit card I’ve ever had. So easy to use and customise to my needs. Reviewed on: 9th February 2025

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