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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2509 reviews)

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4.96

Based on 2,509 reviews, last reviewed 9th Jul 2025

89% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Found myself now using this as my primary credit card. Found myself now using this as my primary credit card. So easy and useful, with great flexibility on how you wish to use credit. Also provides that se... Read more Reviewed on: 9th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2509)

Review of the Monzo, Flex Credit Card:

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

Monzo is protective in finance

Monzo is protective when comes to their clients capital affairs, and they simply usage of one's money under ownership Reviewed on: 23rd February 2025

Best bank ever

Such a great feature for banking Reviewed on: 22nd February 2025

Everything is convenient and played out in a simple...

Everything is convenient and played out in a simple app. Plus Monzo Flex is what it says it is. Reviewed on: 22nd February 2025

User friendly helpful, best customer service, financ...

User friendly helpful, best customer service, financiallly very helpful Reviewed on: 22nd February 2025

With monzo you can feel at ease.

Can I say first of all. Monzo have been brilliant with the service they have provided for me. Helped me with a fraud refund and was there to listen. also love my flex card! Again brilliant!!! Reviewed on: 22nd February 2025

Monzo the best

Best service by payment wise and by transfer money are also so good. Reviewed on: 21st February 2025

Rated very poor the customer service because I don't...

Rated very poor the customer service because I don't even now how to contact customer service, where to call, where to chat, where to write an email. As for the rest excellent. Reviewed on: 21st February 2025

Love the Flex Card

The Flex Card is brilliant & helps spread the financial load. Reviewed on: 21st February 2025

Payments always on time or can be paid early if appl...

Payments always on time or can be paid early if applicant wants too . great service . easy to use . Reviewed on: 21st February 2025

The Monzo app is brilliant and Flex credit card real...

The Monzo app is brilliant and Flex credit card really good. Excellent customer service as well Reviewed on: 21st February 2025

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