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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 12th Jul 2025

92% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2510)

Review of the Monzo, Flex Credit Card:

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

Monzo is a brilliant bank

Monzo is one of the most beautiful accounts that gives you great freedom in banking transactions and preference in everything you want to do. For your information, this is not available in many banks. Reviewed on: 14th February 2025

I've been using my Monzo Flex Credit Card for a few...

I've been using my Monzo Flex Credit Card for a few months now and I'm really happy with it. I love that there's no annual fee and that I can use my card for a variety of purchases. I've also earned a few rewards, which I've redeemed for gift cards. I'm a big fan of the Monzo app. It's easy to use and makes it easy to track my spending and manage my account. I've also found the customer service to be excellent. I hope this helps! Reviewed on: 14th February 2025

Monzo Flex best Credit Card

Monzo Flex is clear to use , easy to use and very useful credit limit with the ability to spread over 3 months Reviewed on: 14th February 2025

When I came uk my first bank account I took in monzo...

When I came uk my first bank account I took in monzo , I never face any issues from monzo . Reviewed on: 14th February 2025

FLEX is simply the best Credit Card in the market...

FLEX is simply the best Credit Card in the market 90 days interest free on every spend. I just love the FLEXibility Reviewed on: 14th February 2025

Flex is still the number 1 credit service available.

Flex is still the #1 credit service available - great repayment options, easy to use, can also use it to charge already-completed transactions! Reviewed on: 14th February 2025

The added functionality and view of my finances alon...

The added functionality and view of my finances along with PERKS is well worth £7 a month Reviewed on: 14th February 2025

Best online bank in the UK.

Best online bank in the UK. Wonderful UI/UX Reviewed on: 14th February 2025

Brilliant bank.

Brilliant bank. Highly recommend. Reviewed on: 14th February 2025

Great options and good cashback options

Great options and good cashback options Reviewed on: 14th February 2025

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