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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2107 reviews)

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4.96

Based on 2,107 reviews, last reviewed 12th Feb 2025

4229% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

excellent services, overdraft, credit card, I have r... excellent services, overdraft, credit card, I have recommended it to many co-workers and family Reviewed on: 12th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2107)

Review of the Monzo, Flex Credit Card:

Simply Amazing

I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with a clean design and perfect content to make every user understand and learn. The fees for the investments could be a little bit high and interest on savings not the highest, but worth for the service they give. Strongly suggested. Reviewed on: 13th January 2025

Great experience

Great experience!! Have been using Monzo since 2016, and very happy about it. Reviewed on: 10th February 2025

I love how easy travelling with Monzo is and love Mo...

I love how easy travelling with Monzo is and love Monzo flex so I don’t feel so guilty spending larger amounts than I should. Reviewed on: 10th February 2025

Best Banking Experience Ever

Monzo banking is easy use. Also they provide unique and valuable services such as saving pots with impressive interest rates and also flex credit cards. Everything is transparent and also safe. Reviewed on: 10th February 2025

Really intuitive app, easy to use abroad.

Really intuitive app, easy and cheaper to use abroad. I enjoy the perks too. I have just started the 1p challenge, which is exciting. Overall a great experience. Reviewed on: 10th February 2025

Easy to navigate and understand.

Easy to navigate and understand. Love the flexibility of the payments. Reviewed on: 10th February 2025

A modern and responsible approach to lending, and of...

A modern and responsible approach to lending, and of course, flexible! Reviewed on: 10th February 2025

Nothing to fault about Monzo, I love it

Nothing to fault about Monzo, I love it Reviewed on: 10th February 2025

Innovative banking Always easy.

Always great and easy to use. Great innovation in product. Reviewed on: 10th February 2025

Banked with Monzo for years, 5* service

Banked with Monzo for years, never been a problem, always there when needed. Reviewed on: 10th February 2025

A great credit card with the normal smarts of Monzo.

A great credit card with the normal smarts of Monzo... The new flex build account let me get onto the credit ladder and help me later on in the future Reviewed on: 10th February 2025

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