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Monzo: Flex Credit Card reviews

4.96
Based on 2,384 reviews, last reviewed 3rd Apr 2025
57500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Love it amazing banking obeeessed with it reccomend... Love it amazing banking obeeessed with it reccomend it to all my friends x Reviewed on: 3rd April 2025
Casey K's avatar
Casey K

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
Paul Rocks's avatar
Paul Rocks

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can hel
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Monzo Flex Credit Card reviews (2384)

Review of the Monzo, Flex Credit Card:

Very good bank, great app.

5
Very good bank, great app. My go to abroad. Very reliable and easy to use Reviewed on: 22nd March 2025

There offer good low interests rates ...

5
There offer good low interests rates real competitive and also easy to to use . Good customer service team, the customer service team is always helpful and responsive. They have solved any issues I had quickly and efficiently.Also the mobile app is so convenient. I can check my balance, make payment and check my interests all in one place. P Reviewed on: 24th March 2025

Lovely bank

5
Been for a while with them never missed a bit Reviewed on: 24th March 2025

All in one place and perks and benefits are very...

5
All in one place and perks and benefits are very useful Reviewed on: 23rd March 2025

Going well

5
Going well , good service.Nice interface.Easy to use app Reviewed on: 23rd March 2025

Easy to use card, good updates via the app and simpl...

5
Easy to use card, good updates via the app and simple display so you understand what you have spent. Reviewed on: 23rd March 2025

Best Credit Card

5
It has Flexible Repayment Options. You can split purchases into 3, 6, or 12 monthly installments. Payments over 3 months are interest-free, while longer terms incur a 29% APR. Credit Building: Using Monzo Flex responsibly, by making timely payments and staying within your credit limit, can help improve your credit score over time. No Foreign Transaction Fees: Monzo Flex allows fee-free spending abroad, using Mastercard’s exchange rate without additional charges. User-Friend... Reviewed on: 23rd March 2025

They are doing a brilliant work and revolutionising...

5
They are doing a brilliant work and revolutionising the traditional banking system. Always been a great experience with them Reviewed on: 22nd March 2025

Best credit card I have ever had.

5
Best credit card I have ever had. Reviewed on: 22nd March 2025

World best credit I have ever seen

5
World best credit I have ever seen Reviewed on: 21st March 2025

Best online banking excellent credit card policy

5
Best online banking excellent credit card policy Reviewed on: 20th March 2025

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