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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2496 reviews)

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4.96

Based on 2,496 reviews, last reviewed 8th May 2025

17% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

There are a lot more people in there and they are go... There are a lot more people in there and they are going on the same page as Reviewed on: 8th May 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2496)

Excellent and easy to use

Excellent and easy to use, no hassle and clear instructions Reviewed on: 3rd March 2023

Excellent bank all-round

The tools offered by Monzo really helped me to budget my way out of debt. The team were extremely supportive of me following a romance fraud, even helping me find a therapist. Flex is an excellent service, helping me get back on my feet. Reviewed on: 3rd March 2023

Best account management

Of all the banks monzo makes it the easiest to understand and manage your finances and borrowing. Reviewed on: 3rd March 2023

Monzo is reinventing banking for the better

I honestly can't think of a better bank to be banking with. Takes minutes to set up an account, it's filled with features that rival other high street banks and Monzo Flex is a game changer. Being able to flex yearly payments or even your local shopping over 3 months gives you peace of mind, who needs credit cards when you've got Monzo. Reviewed on: 3rd March 2023

Monzo Flex is Revolutionary

Mozno flex has introduced a new way of banking! It has allowed got better cash flow management and its simplicity allows for easy use. I only use monzo flex now and it is the best thing since sliced hread! Reviewed on: 3rd March 2023

The way credit cards should be done!

Monzo Flex is a cool product that many people like to use to manage their money. It's flexible, has lots of useful features, and the customer service is great. This makes it a good option for people who want a modern and digital banking experience. Reviewed on: 3rd March 2023

No Brainer

Break down payments over-time. I personally use it to break up big purchases and then keep the money in my savings pots to earn Interest until it’s time to pay make re-payment. :) Reviewed on: 3rd March 2023

Handy extra

I got monzo flex on a whim but I’m so happy I did. It’s made life easier when it comes to big purchases. It’s easy to track my payments and if I want to pay off early I can do! Reviewed on: 3rd March 2023

Monzo is a financial backbone

Hi, Myself Thirumoorthi Arumugam. I am an analytical development scientist in bristol laboratories ltd, England. I just opened a bank account in monzo on 2021 January. I thought bank is just for money savings money transferring platform for everyone without any partiality. But monzo account proved and made me healthier stronger mentally and physically. I didn’t dependent anyone even my family members but Whenever I struggled financially monzo gave his hand as support.!!! I have got loan when I was in very poor financial status and I used that money for my brother wedding function in india. And again, I got monzo flex for my purchase and it made my shopping easier and flexibly.!!! And I have got overdraft , I felt very happy to stay with monzo coz all the bad situations monzo was very helpful.!! And I paid my all university fees with the help of monzo .!!!! Monzo, it’s not just a bank it is a very supportive financial organisation for all the people who is really needed support.!! Thank you monzo I love you Reviewed on: 3rd March 2023

Brilliant

Brilliant idea from a brilliant bank. It's like Klarna, but more flexibility and no check every time Reviewed on: 3rd March 2023

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