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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Great credit card, excellent app

Great credit card, excellent app Reviewed on: 18th January 2024

Monzo is a great online banking service

Monzo is a great online banking service that constantly improves, listens to their customers and is always super useful when asking for support. Reviewed on: 18th January 2024

My experiecard is amazing we recom...

My experience of the credit card is amazing we recommended to anybody Reviewed on: 18th January 2024

I absolutely love the orange coral coloured card, th...

I absolutely love the orange coral coloured card, the app is well thought out and very easy to navigate,i like the fact that I can pay off my credit card early. Reviewed on: 18th January 2024

Really clear tools and easy to use app, friendly cus...

Really clear tools and easy to use app, friendly customer service when I’ve needed them through the app, helps me manage my budget easier with pros and clear to see how I am spending my money and helping me manage my budget. Reviewed on: 18th January 2024

Monzo Flex is more than just a credit card.

Monzo Flex has been amazing. It gives me so much confidence to spend. Having to spend retrospectively by converting previous purchases to flex is an awesome experience. No undue charges as long as you pay promptly. I can't listed all the benefits but I have encouraged family and friends to get a flex for smooth running of day to day live. Reviewed on: 18th January 2024

Monzo is a fantastic bank and there flex card option...

Monzo is a fantastic bank and there flex card option is an awesome feature Reviewed on: 18th January 2024

Very flexible and convenient to use.

Very flexible and convenient to use. Very reliable and no interest if flexing money for up to 3 months, which hasn't been offered by any other bank that I have been with. Would highly recommend to anyone. Reviewed on: 18th January 2024

I love that it is versatile and very easy to use.

I love that it is versatile and very easy to use. Reviewed on: 18th January 2024

Do everything simply and well

They are easy to contact, come back fast with answers. The newer products are nice such as flex and investments. The system works well between accounts too. We have a business, personal and joint account Reviewed on: 18th January 2024

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