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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

0% For 3 months is insane.

0% For 3 months is insane. For a student like me it means I can "pay" for things when my student loans arrive. Moreover, the options to individually select payment plans for every transaction is a life saver. Reviewed on: 18th January 2024

Great provider.

Monzo has a seemingly effortless way of proving credit through flex. Reviewed on: 18th January 2024

Great choice!

Great choice! I would recommend it to anyone Reviewed on: 18th January 2024

Monzo is very quick to give a decision and I can cus...

Monzo is very quick to give a decision and I can customise payment plans as I need. All costs are specified upfront and there’s no hidden charges. Reviewed on: 18th January 2024

Best Flex Credit Card on Market

Great features like 3,12,24 months split payments, ability to pay early without fees, flexible payments. Monzo allows you to adjust limit without hassle. Never had any problems with any Monzo products. Reviewed on: 18th January 2024

The bank that understand money

A very easy and approachable bank to use. With the app making managing my money easy Reviewed on: 18th January 2024

It's so smooth and really user friendly.

It's so smooth and really user friendly. The ability to change you repayments amount with a click of a button is fantastic. On top of that you have the ability to pay off extra and save on interest if needs be, it's just what the call it Flex and gives you the flexibility. Reviewed on: 18th January 2024

Easy to use

Easy to use and any issues immediately dealt with Reviewed on: 18th January 2024

Very responsive and good value to me

Very responsive and good value to me Reviewed on: 18th January 2024

the best pure online bank available...

Monzo is one of the best pure online bank available in UK! The No.1 choice for students and anyone who want access to banking services. Reviewed on: 18th January 2024

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