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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2387 reviews)

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4.96

Based on 2,387 reviews, last reviewed 5th Apr 2025

57800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

It really is flexible I guess it's all about the app which continues to evolve and feels far in advance of it's rivals. The link between my main Monzo account and my Flex c... Read more Reviewed on: 5th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2387)

Review of the Monzo, Flex Credit Card:

Best credit card I have ever had.

Best credit card I have ever had. Reviewed on: 22nd March 2025

Flex Different

The flex credit card is the best on the market. Really easy to use and can pay off extra whenever convenient. The fact it is interest free over three months is a massive bonus for me. App is so easy to use too. Best credit card I've had. Reviewed on: 19th March 2025

Monzo rocks

A fantastic app that offers a whole new level of open banking Reviewed on: 19th March 2025

Changed the banking world

Great app and technology development, really changed the landscape Reviewed on: 19th March 2025

Great first credit card.

Great first credit card. offers great flexibility and is really clear with charges, user friendly app makes applying and using the card super easy. Reviewed on: 19th March 2025

Great prices, easy to work with, easy to set up

Great prices, easy to work with, easy to set up Reviewed on: 19th March 2025

I find Monzo to be extremely user friendly!

I find Monzo to be extremely user friendly! Everything is does to help you save, budget and just have general financial health is perfect for the modern person. Reviewed on: 19th March 2025

I love Monzo flex.

I love Monzo flex. It has allowed me to finance things in my life that are essential with either no interest rate or very little interest rate. It has in some ways changed my life. The app is intuitive, simple and fun as well. Reviewed on: 19th March 2025

Amazing features especially flex credit ui ux amazin...

Amazing features especially flex credit ui ux amazing very gamified experience of bank account great stuff uber Reviewed on: 19th March 2025

Monzo Enthusiast

The flex without interest makes my life more easier and I don't have to pay any extra interest .It literally breaks up the purchases into three installments which is manageable and also good. Reviewed on: 19th March 2025

Great customer service

I love how monzo is practically online and seamless. Every thing can be done through the app. Reviewed on: 19th March 2025

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