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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2402 reviews)

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4.96

Based on 2,402 reviews, last reviewed 8th Apr 2025

59300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great I really appreciate the pay in three feature as it helps manage larger expenses without causing financial stress. Monzo has excellent customer service... Read more Reviewed on: 8th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2402)

Review of the Monzo, Flex Credit Card:

I was a victim of fraud

I was a victim of fraud and as soon as I reported it Monzo refunded me the amount whilst they investigated, they are outstanding in my opinion. Reviewed on: 18th March 2025

Monzo is great

I really appreciate the pay in three feature as it helps manage larger expenses without causing financial stress. Monzo has excellent customer service and they respond quickly and helpfully. I also find the app very easy to use. We use it to manage our household bills, which makes everything much more convenient. Reviewed on: 8th April 2025

Best credit card ever

Easiest credit card to use, it's amazing you can flex payment after you have paid. And also insight on your credit score every month Reviewed on: 8th April 2025

Best Banking App

One of the Best banking app I have ever used. Reviewed on: 8th April 2025

Great Service to have at your disposal.

Great Service to have at your disposal... Reviewed on: 8th April 2025

I just feel at ease with Monzo, it’s clever yet simp...

I just feel at ease with Monzo, it’s clever yet simple and I love all the features within the app. Flex has changed my life, it’s helped me in emergency situations, and when I’ve needed to make big purchases, and it really helped me to understand how interest was being applied and how I can pay back / clear my balance and it tells me how much I’ve saved. It’s brilliant! Reviewed on: 8th April 2025

Monzo is so easy to use and easy to navigate around.

Monzo is so easy to use and easy to navigate around. The app wants you to save money naturally and is an exciting approach to finance. The services are all very quick and efficient to use. I have every confidence in Monzo. Reviewed on: 7th April 2025

Great banking service - has been my best experience...

Great banking service - has been my best experience with a bank Reviewed on: 7th April 2025

Love my Pots & Perks

Monzo has been great to, I’ve recently upgraded and have the ability to create virtual cards attached to specific pots. I’m able I’m to invest, and monitor the progress there. I have received and enjoyed Perks with my upgrade. I have been able to save well. I love that I can schedule deposits so the money I need for different things are set aside and the money in my balance is why I know is available, since all my other obligations have been divided up and sent to their respective pots. Reviewed on: 7th April 2025

Best bank!

I think that Monzo are the best bank that I have used. Their customer service is exceptional, the usability of their online system is fantastic. I would not hesitate recommending Monzo to any family or friends. Reviewed on: 7th April 2025

The must flexible Credit Card

Flex Credit Card is the must flexible credit card in the market. The possibility to pay back a bit on each transaction individually is a function that other cards don't have. Monzo Flex has exceeds on is versatility and flexibility. Reviewed on: 7th April 2025

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