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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Helped alot and friendly

Very helpful staff and helped me when I was in need a couple of months ago with extending a payment period back. Reviewed on: 18th January 2024

Never had a problem, everything super easy

Never had a problem, everything super easy Reviewed on: 18th January 2024

Good beginners card

It’s easy to use and very simple to understand and the option on the app are very simple and extremely explanatory in how it all work. In my opinion it’s a good credit card for beginners to learn Reviewed on: 18th January 2024

Monzo WAS my side bank

I started using Monzo on the side many years ago behind my traditional banks back and it quickly became my bank of choice. The instant notification of my money activity and transaction history visible from the second I spend money was unheard of. I have loved them ever since. Reviewed on: 18th January 2024

Everything perfect!

Everything perfect, all systems work great, fast and easy to use. Reviewed on: 18th January 2024

Monzo customer service has always been great.

Monzo customer service has always been great. Any questions or issues I’ve needed help with they’ve always been super quick at responding to my queries. They’re so friendly as well they make you feel comfortable with whatever questions that you ask. Reviewed on: 18th January 2024

Easy to use & i love that you can pay early, no inte...

Easy to use & i love that you can pay early, no interest. I would highly recommend Reviewed on: 18th January 2024

Monzo - the bank for the people

Monzo makes taking credit easy. It’s a bank that thinks about the individual. They make the whole experience effortless and offer a range of payment plans as well as being able to pay off your credit early. Reviewed on: 18th January 2024

Monzo has been a financial life saver for me

Monzo has been a financial life saver for me. Absolutely easy to use, clean and straightforward with rules and directions, multiple ways of investing your money and being organised with it as well. Absolute GOAT of a bank Reviewed on: 18th January 2024

Flexawesome!

I love Monzo and their Flex product, as it has allowed me to manage the purchase of items for my new home renovation that I could not have done without it. Not to mention the flexibility of on-the-go adjustments to my payment plans with a product that's extremely simple to understand and without hidden fees. I love Flex and Monzo! Reviewed on: 18th January 2024

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