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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2366 reviews)

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4.96

Based on 2,366 reviews, last reviewed 31st Mar 2025

55700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Funny chaps. Funny chaps. Monzo Flex is the best credit card I've had- interest free over 3 months makes it the most useful card ever. Reviewed on: 31st March 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2366)

Review of the Monzo, Flex Credit Card:

First credit card

This is my first dabble with credit, and it has been very positive. I like that you can flex a payment after it has been made, which gives me great flexibility. I like that you can set the payment amounts and pay early if necessary. Reviewed on: 25th March 2025

Funny chaps.

Funny chaps. Monzo Flex is the best credit card I've had- interest free over 3 months makes it the most useful card ever. Reviewed on: 31st March 2025

Monzo gave me support on monty matters

Monzo gave me support on monty matters Reviewed on: 31st March 2025

Best bank out there very competitive, gives the best...

Best bank out there very competitive, gives the best exchange rate whilst I was away in Jamaica. Reviewed on: 30th March 2025

Very nice and superb

Very nice and very smooth to operate and use for everyone Reviewed on: 30th March 2025

Monzo is providing good service and friendly app

Monzo is providing good service and user friendly good customer support Reviewed on: 30th March 2025

Good card

For the moment.. Good concept.. Ok Reviewed on: 30th March 2025

Pure perfection

Perfect experience where there is nothing to explain. A single paragraph of text is enough to understand everything about the card, how it's used and how valuable it it Reviewed on: 30th March 2025

Empathetic

Monzo is there whenever I need them. They even anticipate when I'm going to need them and reach out. They are empathetic, very understanding. Reviewed on: 29th March 2025

The flex credit card is a revolution

The flex credit card is a revolution. I can never go back to a normal credit card now. The integration with my current account, ability to move a transaction from my debit to credit card and then choose to pay it back over 3 months interest free is game changing. Reviewed on: 29th March 2025

Easy & Flexible

Everything’s just so easy! 3 months interest free is a lifesaver Reviewed on: 28th March 2025

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