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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2479 reviews)

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4.96

Based on 2,479 reviews, last reviewed 20th Apr 2025

66700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

The experience has been great! The experience has been great! No issues the flex facility helps a lot! Reviewed on: 20th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2479)

Review of the Monzo, Flex Credit Card:

I have been a loyal customer to Monzo for about 7 ye...

I have been a loyal customer to Monzo for about 7 years now. The credit card is amazing, with the pay in 3 option. It is so easy to understand your credit usage, shows you payments made on time, what you can improve on. I particularly enjoy the feature that shows how much interest you save when you pay off your card early, or the breakdown of interest when you choose to spread a payment beyond 3 months. The limit has always been reasonable and proper lending and they have prompted me to increase if I chose to. Hand on heart would recommend monzo MILES before any other bank for a credit card. Reviewed on: 10th April 2025

The experience has been great!

The experience has been great! No issues the flex facility helps a lot! Reviewed on: 20th April 2025

Monzo is the best bank ever.

Monzo is the best bank ever. They understand their customer wants. Reviewed on: 20th April 2025

Brilliant, easy to navigate and supportive

Brilliant, easy to navigate and supportive Reviewed on: 19th April 2025

i have monzo flex and i love it.

i have monzo flex and i love it. have convinced all my family to have a monzo flex account. it’s quick and easy to make payments, including early payments. Reviewed on: 19th April 2025

Very good for sending money in whole abroad easily w...

Very good for sending money in whole abroad easily with very good price . i always recommended to my friends and family to Join monzo . We have already 56 my family members In United kingdom they are use the only monzo accounts . Reviewed on: 19th April 2025

Easy to use and fun

Easy to use and some how makes it fun, especially when you manage to pay back early. Reviewed on: 18th April 2025

Best credit card provider MONZO

As a new migrant in the UK no financial service provider gave me a chance when I was searching for a credit card, but Monzo did, they didn’t stop there, I can use my credit card and repay it over 3 months INTEREST FREE that’s the climax for me. I am so much impressed with that, I have used my credit card for over a year but have never paid a penny in interest because I clear my balance in 3 months. Very helpful and handy in time of crunching financial needs. Reviewed on: 18th April 2025

App is very good, being paid early is a massive plus.

App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025

Love love love Monzo.

Love love love Monzo. Helped me rebuild my credit score and also afford a holiday to Chamonix, France. Reviewed on: 17th April 2025

Easy to apply for and use!

Easy to apply for and use! Using it on a day to day basis is easy and the repayment options either in full or instalments are great. Finally the ability to change from paying in full to instalments and the flexibility it supplies is great. Reviewed on: 17th April 2025

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