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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Best bank

It’s been a smooth ride with MONZO, never experienced difficulties accessing funds or my money. They are the best online bank out there Reviewed on: 2nd March 2023

First time loan for an immigrant freelancer

Monzo is the first bank that allowed me as an immigrant freelancer to take a loan like that and split my payments over time. Thank you! Reviewed on: 2nd March 2023

Flex is flexible

Flex is super flexible and helps me manage spending, especially a few days before pay day! Reviewed on: 2nd March 2023

Spreading the cost

Flex allows you to spread the cost of the more expensive purchases it’s brilliant well done Monzo a forward thinking bank Reviewed on: 2nd March 2023

Best bank ever

I was hesitant to join Monzo originally as it was all online, and I was concerned it wouldn’t be above board. How wrong I was. Not only is it the easiest bank to use and access from anywhere, but with being able to create savings pots I am doing so much better with my finances. Would recommend to anyone!! Reviewed on: 2nd March 2023

It just works and it does it fantastically

Some banks think having people to talk to is a selling point, with Monzo I can do everything myself without ever having the need to call customer services. Flex in particular is so useful in these challenging financial times. Reviewed on: 2nd March 2023

I love flex

Amazing product that helps me budget and stay in control, by Klarna. Reviewed on: 2nd March 2023

The future of banking

Monzo is a fenomenal contender that exceeds all my needs. Reviewed on: 1st March 2023

amazing, flexible and quick

Is very easy tool to work with. Easy to access and make me trust in Monzo more Reviewed on: 28th February 2023

Amazing product!

Amazing financial product! Helps me spread the cost across 3 months with no interest! Love Monzo! Reviewed on: 26th February 2023

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