Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

A fantastic forward thinking bank.

A fantastic forward thinking bank. Can't fault them. Absolutely love everything about Monzo's offering. Reviewed on: 18th January 2024

Everything in one place.

Amazing range of products and a super user friendly app. Loads of tips and help for managing money, saving and even investing now. Always asking for feedback and I genuinely feel that they take this on board when developing new products and services. Would love to see them enter the mortgage market next. Reviewed on: 18th January 2024

Best credit out there love the flex payment with 0%...

Best credit out there love the flex payment with 0% interest. Amazing customer service super easy to use!!! Reviewed on: 18th January 2024

Love Monzo.

Love Monzo. Got lots of things I like. Reviewed on: 18th January 2024

The best way to buy things

Monzo flex let me do my purchases in a very easy way, and the opportunity to control how do you want to pay your plan is amazing Reviewed on: 18th January 2024

Monzo FTW

I’ve used Monzo for the last 3 years and it’s completely changed my relationship with money. Now debt free and organised with some cool new features, Flex being one of them. Really allowing me to take control back of my spending Reviewed on: 18th January 2024

Quick , easy the best

I love how one can easily select number of installments and quickly pay in advance whenever you need more credit Reviewed on: 18th January 2024

Flex is my only companion

Monzo supported me from the very beginning to set my life running smoothly. It was very easy to use flex and gradually updated my credit limits which was very useful and still is... Reviewed on: 18th January 2024

More than just a bank

Never thought I'd be "happy" with a bank it's more of a need than something useful. However, Monzo changed that for me, my bank is now a tool for handling my money and helping me budget, save, and even monitor third party credit cards. I would recommend Monzo to anyone. Reviewed on: 18th January 2024

I got monzo flex as my first credit option since i’v...

I got monzo flex as my first credit option since i’ve been in the uk. The three month no interest payments its amazing. Im so happy with the product. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 0.00 from 0 reviews
Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Initial Credit Card
from Barclaycard 4.00 from 118 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub