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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

My experiecard is amazing we recom...

My experience of the credit card is amazing we recommended to anybody Reviewed on: 18th January 2024

I absolutely love the orange coral coloured card, th...

I absolutely love the orange coral coloured card, the app is well thought out and very easy to navigate,i like the fact that I can pay off my credit card early. Reviewed on: 18th January 2024

Really clear tools and easy to use app, friendly cus...

Really clear tools and easy to use app, friendly customer service when I’ve needed them through the app, helps me manage my budget easier with pros and clear to see how I am spending my money and helping me manage my budget. Reviewed on: 18th January 2024

Monzo Flex is more than just a credit card.

Monzo Flex has been amazing. It gives me so much confidence to spend. Having to spend retrospectively by converting previous purchases to flex is an awesome experience. No undue charges as long as you pay promptly. I can't listed all the benefits but I have encouraged family and friends to get a flex for smooth running of day to day live. Reviewed on: 18th January 2024

Monzo is a fantastic bank and there flex card option...

Monzo is a fantastic bank and there flex card option is an awesome feature Reviewed on: 18th January 2024

Very flexible and convenient to use.

Very flexible and convenient to use. Very reliable and no interest if flexing money for up to 3 months, which hasn't been offered by any other bank that I have been with. Would highly recommend to anyone. Reviewed on: 18th January 2024

I love that it is versatile and very easy to use.

I love that it is versatile and very easy to use. Reviewed on: 18th January 2024

Do everything simply and well

They are easy to contact, come back fast with answers. The newer products are nice such as flex and investments. The system works well between accounts too. We have a business, personal and joint account Reviewed on: 18th January 2024

Interface is Easy to use.

Interface is Easy to use. All required information is easy to find and understandable. Reviewed on: 18th January 2024

Truly Flex-ible!

Monzo Flex has genuinely been a dream come true in credit card form. As someone who was very wary of getting a credit card or services that offered payments in installments, I approached it with caution at first, but I've been using it for 7+ Months now and found it very helpful. I love how easy it is to see how much needs to be paid each month and also the flexibility of making a payment early or paying off additional monies on a single transaction at an earlier date. Monzo Flex truly is flexible and transparent, I have found it very easy to use. I would personally recommend Monzo Flex to anyone. Reviewed on: 18th January 2024

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