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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Keep flexing with Monzo Flex Card

The service has been amazing. I love how the app gives you options of payment dates not only that but it also gives you a platform to pay early if you want. Having the flex card helped me this December when I went on holiday and I love how beautiful the flex card is, easy to identify and it's just amazing to have. I'm grateful I was given the choice to have monzo its got me flexing all the way .... Reviewed on: 18th January 2024

Easy to understand, user friendly interface and low...

Easy to understand, user friendly interface and low interest Reviewed on: 18th January 2024

Really helped me with managing my finances.

Really helped me with managing my finances. Feel much more in control Reviewed on: 18th January 2024

Really easy to use and offers 3 months free interest...

Really easy to use and offers 3 months free interest on every purchase Reviewed on: 18th January 2024

I have been with a high street bank for 27 years and...

I have been with a high street bank for 27 years and tbh Monzo offer excellent services mainly their flex to which I have recommend friends to get an account and flex card as it sooooo good Reviewed on: 18th January 2024

Very easy to use, integrates well with Apple Pay

Very easy to use, integrates well with Apple Pay Reviewed on: 18th January 2024

I enjoy the flexibility of Monzo flex, and really li...

I enjoy the flexibility of Monzo flex, and really like the ability to flex past purchases. The payment plans are very straight forward and simple to use. Reviewed on: 18th January 2024

I have used this for over a year now.

I have used this for over a year now. Great options for payment up to 24 months and can alter at any point with a fair interest rate Reviewed on: 18th January 2024

It’s so easy with MONZO.

It’s so easy with MONZO. Love it ! Reviewed on: 18th January 2024

I love the speed and simplicity of the app, and the...

I love the speed and simplicity of the app, and the flex account. I use a professional account too and it’s straight forward simple , invoicing and creating saving pots is a breeze. Reviewed on: 18th January 2024

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