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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2491 reviews)

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4.96

Based on 2,491 reviews, last reviewed 27th Apr 2025

33850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex gives you the customer friendly visualisa... Monzo Flex gives you the customer friendly visualisation to users which helps manage your finance. Not many credit cards have what Monzo has in terms ... Read more Reviewed on: 27th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2491)

Review of the Monzo, Flex Credit Card:

Easy to set up and love that you get full control wi...

Easy to set up and love that you get full control with it! You can change flex as needed and live that can pay more off with no penalties. So convenient Reviewed on: 6th February 2024

Monzo Flex gives you the customer friendly visualisa...

Monzo Flex gives you the customer friendly visualisation to users which helps manage your finance. Not many credit cards have what Monzo has in terms of visualisation. Reviewed on: 27th April 2025

Easy to use.

Easy to use. Flex-ible. Convenient. Reviewed on: 27th April 2025

I love my Flex card.

I love my Flex card. Introducing 3 month’s interest free payments was a complete game-changer for me! Reviewed on: 26th April 2025

Monzo makes everything easy

Monzo makes everything easy to use and easy to understand, straightforward banking is what people want and Monzo offers that. Reviewed on: 25th April 2025

Monzo I want to work with you!

I’ ve been with monzo for over 7 years now, I just find it so reliable and simple. I moved all of my savings to them as I got a better interest than my other bank. I was given the opportunity to open a flex account a couple of years ago and that boosted my savings by giving me the flexibility to pay in instalments. Monzo its all my chosen card for travelling as they never charged any extra fees. The platform is simple and it works great. MONZO IF YOU ARE HIRING I WOULD LOVE TO WORK WITH YOU! Pd: my friends and family think that I already work for them as I try to get them all to use Monzo. Reviewed on: 24th April 2025

Best Credit Card I Ever Had

The Monzo flex credit card is the best credit card experience I have ever had! The ability to flex purchases individually, and also to decide to flex things after you've already paid is amazing. The 0% interest for 3 months makes this a really useful card for small to medium sized purchases and for building my credit up. I like that you don't need to get a physical card as that's one less piece of plastic! Reviewed on: 22nd April 2025

Great service

It’s simple and just works. Nothing much to add. Reviewed on: 22nd April 2025

Flex Monzo helps me to meet my family abroad

Sometimes I need to visit family in Brazil and flex monzo card helps me a lot as the tickets prices are expensive and my salary is very low. Reviewed on: 22nd April 2025

Is the best

Is the best. Just good experiences. Reviewed on: 22nd April 2025

Best Bank I Have Used

Monzo Flex is one of the best credit cards I have used, if not the best. First of all, the app is very user friendly and easy to manage and all the payments etc wre super fast. Reviewed on: 21st April 2025

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