Smart Money People Logo

Nationwide: FlexDirect reviews

4.32
Based on 252 reviews, last reviewed 13th Feb 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
65%
See only 4 star reviews
21%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
8%

Latest highest rating:

5

Simple, easy to use app and account. Simple, easy to use app and account. Reviewed on: 13th February 2025
Anderson 's avatar
Anderson

Latest lowest rating:

1

Nationwide have no concern for members banking exper... Nationwide have no concern for members banking experience. The IT systems used are woeful both from a user POV and back end. I am worried that the who... Read more Reviewed on: 26th June 2024
Mark M's avatar
Mark M

About this product

The Nationwide FlexDirect current account pays interest on your money and you can earn cashback on debit card purchases for the first 12 months.

If you’re eligible for an overdraft, the first £50 is interest free. The FlexDirect account has to be managed online or over the phone, not at the branch.

Nationwide FlexDirect current account reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience..

Nationwide FlexDirect reviews (252)

Review of the Nationwide, FlexDirect:

Excellent joint account for my wife and I

5
My wife and I have used this as our joint account for a number of years and are very happy with it Reviewed on: 5th June 2023

Excellent

4
Easy to use online and great interest rate for the first year. Reviewed on: 7th January 2018

One of the best free accounts

5
Excellent free account, excellent customer service, gives right to a really good savings account Reviewed on: 6th January 2018

5% on up to £2500 for 12 months

5
5% on up to £2500 for 12 months. Introduce a friend £100 each, moving my mother as well. Reviewed on: 3rd January 2018

Great Bank

5
As the Big 6 shrink and stick two fingers up to their customers, Nationwide seems to be caring, staying and supporting customers with a great range of accounts, lots of staff and excellent branches.. Reviewed on: 31st December 2017

Competitive rates

5
Good interest rates and customer service. Reviewed on: 6th December 2017

Great deals shame anout the app

4
I get excellent interest and rates at nationwide. The app however is a little tricky and you can only pay a new person by using a computer rather than just the app. Reviewed on: 26th November 2017

A good place to bank

4
I have banked with Nationwide for many years. I have found them to be straightforward, helpful and honest. They always try to help, and have specialist staff who are easy to contact when I need more in-depth advice. Whilst no easy access accounts offer great returns, I find Flexdirect a good product that fulfills my day-to-day banking requirements. It is easy to use and all the basics can be done at the ATM machine. A great help in very small bank that happens to very busy! Reviewed on: 21st November 2017

A mutual

5
As well as being ethically sound, The Nationwide BS has good accounts suitable for all. Our small local branch has been very helpful to us over the years. Reviewed on: 19th November 2017

Good Benefits

4
Moved from another high street bank to Nationwide Flexdirect account. It has great benefits with a % interest on anything in the account, which i note not many current accounts do. Similarly I have the linked saver with 5%. The woman in branch i set up the account with was very helpful and ran me through everything and could answer all questions. She was great, no wavering she knew her stuff. Reviewed on: 15th November 2017

Banking with benefits

4
I have always had a nationwide account but in the past few years have changed to Flex direct because of the travel insurance. The customer support is excellent, I recently had trouble claiming back from a flight delay and they helped me, covering my claim and offering me a great deal on long term travel plans. Reviewed on: 10th November 2017

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Nationwide has a range of products available. Check the ratings of each product to find the right one for you. View all products