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Nationwide: Credit Card reviews

3.82
Based on 183 reviews, last reviewed 26th Feb 2025
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
22%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
12%

Latest highest rating:

5

easy to apply, good for travelling abroad as no fees easy to apply, good for travelling abroad as no fees Reviewed on: 26th February 2025
sweetice53's avatar
sweetice53

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025
Michael Davies's avatar
Michael Davies

About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Nationwide Credit Card reviews (183)

Review of the Nationwide, Credit Card:

Honest company

5
One of the few honest and ethical financial companies left. Reviewed on: 14th April 2017

Doesn't quite make my grade

3
It was good as a cashback card for a while.Then they cut the amount,not worth the hassle now. Reviewed on: 1st June 2019

Credit Card with Cashback

5
I don't use my credit card all the time, but it's very handy for holidays. I love the cash back you get just for using it and making repayments is super easy using the Nationwide online banking system. Staff are genuinely friendly no matter which branch you go to in my 40 years worth of experience with them. As an aside, many years ago I had a cheque book stolen and £600 taken from my account. I was quickly reimbursed and was treated with total respect which made the harrowing experience a lot more bearable. Reviewed on: 16th April 2019

Beware overpaying your credit card

2
I accidentally paid my credit card bill twice. On realising my mistake I asked Nationeide to return the overpayment to my bank. They refused to do that and instead said they could either issue a cheque, pay into my current account with Nationwide (I don’t have one) or tecredit by direct debit if I had paid by direct debit(O hadn’t). I cannot hope nferstand why Nationwide could not credi the money by the same method it had been paid, or BACCS. The Finacial Ombudsman has found in Nationeide’s favour, surprise surprise! So be very careful how you pay your credit card bill and don’t not overpay it. Reviewed on: 15th April 2019

Nationwide top-notch!

5
I recently took out a credit card with nationwide and set up a savings account for my daughter. Great service and honestly nothing was too much effort for them. Smoothly opened both and I would highly recommend them. Reviewed on: 8th February 2019

Very friendly & helpful

5
I was recently the victim of credit card fraud and couldn't fault how professional and helpful Nationwide was in informing me and dealing with it. Never had an issue with them. Cashiers in the branch are always very friendly, too. Reviewed on: 12th January 2019

Nationwide not delivering

3
Recently switched to Nationwide, well last October, still haven't received £100 for being recommended by a friend and neither has the friend. Otherwise the account is functioning ok. Reviewed on: 11th January 2019

Nationwide

5
I have been a customer of Nationwide for almost 30 years and still they make good offers. I have had banking products and credit cards from other companies but the customer service is never as good as Nationwide Reviewed on: 11th January 2019

Brilliant

5
Never have complaints about any aspect of their service or systems Reviewed on: 10th January 2019

great company. excellent service

5
Experience with Nationwide has been excellent. they're very friendly, and helpful. I bank with Nationwide and have a credit card with them too and it's both convenient and easy to pay my bill and accrue rewards. Reviewed on: 5th January 2019

Best bank

5
the best bank you can easily withdraw money from times where I really like ,and I even recommended to my buddies Reviewed on: 20th December 2018

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