Write a review

Nationwide: Credit Card reviews

Name: Credit Card
Rating: 4.16 (196 reviews)

View other Nationwide products

4.07

Based on 196 reviews, last reviewed 13th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Easy to manage. The Nationwide credit cards are extremely easy to manage. On the Nationwide app, you can view your statements (and past statements) all in one place. ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

Read all reviews Write a review

About this product

Review Nationwide: Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Nationwide Credit Card reviews (196)

So easy

Easy to take out, usually a good opening offer available and there for you in an emergency. I had my card stop working on holiday and their advice was great. Reviewed on: 9th June 2019

Nice people to deal with.

Easy to use everywhere and very customer friendly. Reviewed on: 9th June 2019

Manage your credit balance

They're careful when increasing or decreasing credit limit. Not a reckless company. Reviewed on: 9th June 2019

Doesn't quite make my grade

It was good as a cashback card for a while.Then they cut the amount,not worth the hassle now. Reviewed on: 1st June 2019

Credit Card with Cashback

I don't use my credit card all the time, but it's very handy for holidays. I love the cash back you get just for using it and making repayments is super easy using the Nationwide online banking system. Staff are genuinely friendly no matter which branch you go to in my 40 years worth of experience with them. As an aside, many years ago I had a cheque book stolen and £600 taken from my account. I was quickly reimbursed and was treated with total respect which made the harrowing experience a lot more bearable. Reviewed on: 16th April 2019

Beware overpaying your credit card

I accidentally paid my credit card bill twice. On realising my mistake I asked Nationeide to return the overpayment to my bank. They refused to do that and instead said they could either issue a cheque, pay into my current account with Nationwide (I don’t have one) or tecredit by direct debit if I had paid by direct debit(O hadn’t). I cannot hope nferstand why Nationwide could not credi the money by the same method it had been paid, or BACCS. The Finacial Ombudsman has found in Nationeide’s favour, surprise surprise! So be very careful how you pay your credit card bill and don’t not overpay it. Reviewed on: 15th April 2019

Nationwide top-notch!

I recently took out a credit card with nationwide and set up a savings account for my daughter. Great service and honestly nothing was too much effort for them. Smoothly opened both and I would highly recommend them. Reviewed on: 8th February 2019

Very friendly & helpful

I was recently the victim of credit card fraud and couldn't fault how professional and helpful Nationwide was in informing me and dealing with it. Never had an issue with them. Cashiers in the branch are always very friendly, too. Reviewed on: 12th January 2019

Nationwide not delivering

Recently switched to Nationwide, well last October, still haven't received £100 for being recommended by a friend and neither has the friend. Otherwise the account is functioning ok. Reviewed on: 11th January 2019

Nationwide

I have been a customer of Nationwide for almost 30 years and still they make good offers. I have had banking products and credit cards from other companies but the customer service is never as good as Nationwide Reviewed on: 11th January 2019

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Credit Card
from Vanquis 4.29 from 534 reviews
Marbles Credit Card
from NewDay 4.90 from 538 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews

Want to see more from Nationwide?

Student Current Account
from Nationwide 5.00 from 5 reviews
Select Credit Card
from Nationwide 4.87 from 9 reviews
Regular Savings
from Nationwide 4.74 from 79 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub