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Nationwide: Credit card reviews

4.12
Based on 199 reviews, last reviewed 20th Oct 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
22%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

4

RAHAL saved the day On the weekend 17/18/19/October I tried to apply for an online Nationwide credit card. But filled in the form unknowingly incorrectly and was refused ... Read more Reviewed on: 20th October 2025
Grahame B's avatar
Grahame B

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025
Michael Davies's avatar
Michael Davies

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide Credit card reviews (199)

Very friendly & helpful

5
I was recently the victim of credit card fraud and couldn't fault how professional and helpful Nationwide was in informing me and dealing with it. Never had an issue with them. Cashiers in the branch are always very friendly, too. Reviewed on: 12th January 2019

Nationwide not delivering

3
Recently switched to Nationwide, well last October, still haven't received £100 for being recommended by a friend and neither has the friend. Otherwise the account is functioning ok. Reviewed on: 11th January 2019

Nationwide

5
I have been a customer of Nationwide for almost 30 years and still they make good offers. I have had banking products and credit cards from other companies but the customer service is never as good as Nationwide Reviewed on: 11th January 2019

Brilliant

5
Never have complaints about any aspect of their service or systems Reviewed on: 10th January 2019

great company. excellent service

5
Experience with Nationwide has been excellent. they're very friendly, and helpful. I bank with Nationwide and have a credit card with them too and it's both convenient and easy to pay my bill and accrue rewards. Reviewed on: 5th January 2019

Best bank

5
the best bank you can easily withdraw money from times where I really like ,and I even recommended to my buddies Reviewed on: 20th December 2018

Great

5
I highly recommend Nationwide Credit Card as they are professional and helpful when you have a problem. Reviewed on: 17th December 2018

Good customer care

4
very understanding to the needs of customers Reviewed on: 9th December 2018

Decent credit card company

4
Good customer service. They’re helpful and have incentive like cash back. Reviewed on: 2nd December 2018

International travel

5
No commission on transaction made abroad. It is useful as we like to shop in France Reviewed on: 10th November 2018

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