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Nationwide: Cash ISA reviews

Name: Cash ISA
Rating: 4.66 (64 reviews)

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4.73

Based on 64 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

20%

Latest highest rating:

5

BEST SWITCH I EVER MADE Switched to this bank about two years ago.Had some great offers and taken advantage of their high interest rates on cash isa's.prevoiusly with the Hal... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

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About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Cash ISA reviews (64)

Review of the Nationwide, Cash ISA:

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

Great help

The ISA is a great way of saving money and nationwide are happy to help set you up. Would recommend Reviewed on: 10th April 2018

Great support

Had some money sitting in my cash account and a staff who was serving me aske dif I had considered investing it. Showed me the interest rate which was beter than what i was getting. Listened to her advise and invested it and got a better interest and deal. Reviewed on: 12th February 2018

Low interest, but dependable service

Not the best rates, but good service Reviewed on: 12th November 2017

Best value

1.65% for two years was a bargain at the time.Still good now.Great service and always a friendly voice on the telephone Reviewed on: 8th November 2017

Savers

Very good customer service, but like most banks today the interest rates are very low, however Nationwide are one of the first to pass on any increases to their customers Reviewed on: 6th November 2017

Help to Buy Isa

As with all youngsters , they dont think saving is for them yet, but in these times we felt my daughter should start a Help to Buy ISA, after persuasion and a very helpful understanding assistant the account was opened, she wasnt convinced , but deposited £100, second month went with me without too much fuss and month 3 reminded me that we need to go , so RESULT - may be some years til she can afford it ! Reviewed on: 1st March 2017

The best place to keep money.

Delighted with the friendliness and professionalism of this Bank. There are no charges for being overdrawn! I am always happy with the service when I visit my branch at The Parade, Leamington Spa. Furthermore, my online banking service is easy to navigate and accessible. I believe a building society is amore ethical way to bank. Never dissatified! Reviewed on: 12th February 2017

Great service, not pushy

Great service from Nationwide. Almost unbeatable customer service. Always there to help, but never pushy or forceful, just the kind of service I like from my bank Reviewed on: 13th January 2017

Looks after itself

My ISA account has successfully had a market leading interest rate will very little intervention from me for years. Instead of dropping the interest rate drastically after a year, they actually increased it (and simply wrote to me to tell me they had done so)! Reviewed on: 29th November 2016

Great customer service

One of the few financial institutions that still value the small investor. Reviewed on: 22nd November 2016

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