Write a review

Go to business site

Nationwide: Cash ISA reviews

Name: Cash ISA
Rating: 4.64 (61 reviews)

View other Nationwide products

4.71

Based on 61 reviews, last reviewed 2nd Oct 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

73%

21%

Latest highest rating:

5

Best cash ISA rate and easy to set up. Best cash ISA rate and easy to set up. Reviewed on: 2nd October 2025

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

Read all reviews See your review

About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Cash ISA reviews (61)

Review of the Nationwide, Cash ISA:

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

Best value

1.65% for two years was a bargain at the time.Still good now.Great service and always a friendly voice on the telephone Reviewed on: 8th November 2017

Savers

Very good customer service, but like most banks today the interest rates are very low, however Nationwide are one of the first to pass on any increases to their customers Reviewed on: 6th November 2017

Help to Buy Isa

As with all youngsters , they dont think saving is for them yet, but in these times we felt my daughter should start a Help to Buy ISA, after persuasion and a very helpful understanding assistant the account was opened, she wasnt convinced , but deposited £100, second month went with me without too much fuss and month 3 reminded me that we need to go , so RESULT - may be some years til she can afford it ! Reviewed on: 1st March 2017

The best place to keep money.

Delighted with the friendliness and professionalism of this Bank. There are no charges for being overdrawn! I am always happy with the service when I visit my branch at The Parade, Leamington Spa. Furthermore, my online banking service is easy to navigate and accessible. I believe a building society is amore ethical way to bank. Never dissatified! Reviewed on: 12th February 2017

Great service, not pushy

Great service from Nationwide. Almost unbeatable customer service. Always there to help, but never pushy or forceful, just the kind of service I like from my bank Reviewed on: 13th January 2017

Looks after itself

My ISA account has successfully had a market leading interest rate will very little intervention from me for years. Instead of dropping the interest rate drastically after a year, they actually increased it (and simply wrote to me to tell me they had done so)! Reviewed on: 29th November 2016

Great customer service

One of the few financial institutions that still value the small investor. Reviewed on: 22nd November 2016

great

This ISA is a great product from Nationwide Reviewed on: 23rd May 2016

GOOD

Opened this in branch and found the staff to be helpful and friendly. the rate is good and I will know exactly how much i will receive at the end of the fixed term. i would recomend them to others Reviewed on: 28th March 2016

Good savings rate offered and good customer service

Happy with the savings rate offered and the terms. Good service experienced at my local branch Reviewed on: 28th March 2016

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Junior ISA
from The Childrens ISA 0.00 from 0 reviews
Junior ISA
from Prudential 0.00 from 0 reviews
Cash ISA
from TSB 4.43 from 14 reviews

Want to see more from Nationwide?

Student Current Account
from Nationwide 5.00 from 5 reviews
Regular Savings
from Nationwide 4.73 from 79 reviews
Fixed Rate Bond
from Nationwide 4.69 from 34 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub