Write a review

Nationwide: Fixed Rate ISA reviews

Name: Fixed Rate ISA
Rating: 4.62 (53 reviews)

View other Nationwide products

4.68

Based on 53 reviews, last reviewed 14th Oct 2024

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

73%

21%

Latest highest rating:

4

Good ISA product Simple to set up and manage. Notifications & instructions approaching term Reviewed on: 14th October 2024

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

Read all reviews Write a review

About this product

Nationwide ISA reviews from our Smart Money People can help you to give you the inside track on what having an ISA with Nationwide is really like. Oh, and if you have experience using a Nationwide ISA, you can write a review too. Smart Money People is the UK's leading financial services review site. Together, we can help us to increase trust and transparency in financial services.

Review Nationwide: Fixed Rate ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Nationwide Fixed Rate ISA reviews (53)

Great experience and interest rates. Perfect ISA!

Nationwide's ISAs are easy to setup, usually within minutes from their banking app. They provide a great interest rate. They are easy to setup single or regular payments, so great for saving. Easy when needed to take out cash. A counter shows how many withdrawls are left for maintaining the interest rate. The product makes ISAs easy to use. Reviewed on: 7th February 2024

Save, save Save.

Save and forget it. They gave other products to encourage saving. Reviewed on: 31st January 2024

xxxxxx bbbbnnnn mmmmmm mmmmmmmmm length of review

xxxxxx bbbbnnnn mmmmmm mmmmmmmmm length of review Reviewed on: 26th January 2024

Extremely competitive

Easy to open & create online & very straightforward to do banking in your own time Reviewed on: 16th September 2023

Great, great, great!

I opened ancurrent account about three or four years ago, and I also got my husband to open an account. We also have their Building Insurance too. Reviewed on: 20th July 2023

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

Savings

Everything is online which is no help to the disabled who are not computer savvy. Still need in branch services and accounts. Reviewed on: 21st April 2023

Best ISA rate

I have banked with Nationwide for a few years now and would happily recommend them for their great app, good saving rates- particularly the current ISA. Reviewed on: 16th March 2023

Best branch service

The branch people at Nationwide are just so warm and friendly, attentive, eager to please, knowledgeable and helpful, resolve issues and problems with minimal fuss. The ISA is part of a wide range of products to suit every need. Reviewed on: 16th March 2023

Helpful Banking

Having a low interest rate on ISAs for so long, Nationwide were quick to contact me when the new higher rates were available. Now I have a good rate of interest on my fixed rate ISA for the next 2 years as I wanted. Reviewed on: 9th March 2023

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Nationwide has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub