Write a review

Go to business site

Nationwide: Cash ISA reviews

Name: Cash ISA
Rating: 4.74 (66 reviews)

View other Nationwide products

4.74

Based on 66 reviews, last reviewed 13th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

74%

20%

Latest highest rating:

5

Great service in branch and on app Simple banking on app and in branch. Great choice for savers with good, competitive rates. Reviewed on: 13th February 2026

Latest lowest rating:

1

Martin Lewis wouldn't be impressed!! Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the y... Read more Reviewed on: 14th July 2023

Read all reviews Write a review

About this product

The Nationwide Fixed Rate Cash ISA can be opened with as little as £1.

You can open a Nationwide Cash ISA by using the banking app or internet bank (if you’re registered) or you can visit a local branch. Withdrawing money before the term ends closes the account and you’ll pay an early access charge.

Nationwide Fixed Rate Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: Cash ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Nationwide Cash ISA reviews (66)

Nationwide usually provides competitive rates for it...

Nationwide usually provides competitive rates for its ISA products, especially in 2024. It also allowed multiple ISA accounts under a single “ISA”, which was important before the rule change allowing multiple ISA account openings within the same year. Reviewed on: 12th April 2024

Arranged an account opening meeting at Edinburgh Sou...

Arranged an account opening meeting at Edinburgh South St Davids Street branch. Very convenient and comfortable seated introduction and efficiently ran through the digital application and checking my ID. I signed on the dotted line and less than a week later I had a current account with a £200 joining bonus and a cash ISA. Painless! Reviewed on: 26th February 2024

Easy to understand, apply and process

Easy to understand pricing structure. Easy to fund the account with money (from within the bank or another bank) and easy to see within online banking after a day or two. Overall, very happy with the application process, the clarity of the website and the speed at which it shows in online banking Reviewed on: 21st February 2024

Great experience and interest rates. Perfect ISA!

Nationwide's ISAs are easy to setup, usually within minutes from their banking app. They provide a great interest rate. They are easy to setup single or regular payments, so great for saving. Easy when needed to take out cash. A counter shows how many withdrawls are left for maintaining the interest rate. The product makes ISAs easy to use. Reviewed on: 7th February 2024

Save, save Save.

Save and forget it. They gave other products to encourage saving. Reviewed on: 31st January 2024

xxxxxx bbbbnnnn mmmmmm mmmmmmmmm length of review

xxxxxx bbbbnnnn mmmmmm mmmmmmmmm length of review Reviewed on: 26th January 2024

Extremely competitive

Easy to open & create online & very straightforward to do banking in your own time Reviewed on: 16th September 2023

Great, great, great!

I opened ancurrent account about three or four years ago, and I also got my husband to open an account. We also have their Building Insurance too. Reviewed on: 20th July 2023

Martin Lewis wouldn't be impressed!!

Opened a new 1 year fixed rate ISA yesterday at 5.1 %, which seems good compared to recent returns. However, I asked what happens at the end of the year if I don't contact them (I am old and could find myself in hospital then etc.etc.) The answer is that the money goes into a holding "Maturity Account". After further enquiry, I establish that the maturity account would pay 1.4% interest "as instant access". Martin Lewis, in his weekly MSE newsletter says that we shouldn't be accepting less than 4% on instant access accounts. I like the local Nationwide very much, but, come on Nationwide, is this fair and good practice??? And how much investors money are you holding at this derisory rate? Reviewed on: 14th July 2023

Savings

Everything is online which is no help to the disabled who are not computer savvy. Still need in branch services and accounts. Reviewed on: 21st April 2023

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Cash ISA
from Lloyds Bank 4.33 from 70 reviews
Easy Access Cash ISA
from Monument 5.00 from 7 reviews
Cash ISA
from West Brom Building Society 4.14 from 3 reviews

Want to see more from Nationwide?

Student Current Account
from Nationwide 5.00 from 5 reviews
Regular Savings
from Nationwide 4.70 from 89 reviews
Limited Access Saver
from Nationwide 4.67 from 12 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub