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NatWest: Basic Account reviews

Name: Basic Account
Rating: 4.61 (2094 reviews)

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4.49

Based on 2,094 reviews, last reviewed 12th Apr 2025

2200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

78%

13%

Latest highest rating:

5

They do everything I need as a student They do everything I need as a student Reviewed on: 12th April 2025

Latest lowest rating:

2

Functional but Underwhelming I opened an account with NatWest when I first moved to the UK — not out of preference, but because I needed an account with a mainstream bank. Since t... Read more Reviewed on: 11th April 2025

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About this product

The NatWest Basic Current Account is a free account designed for everyday use. Account holders can benefit from a mobile banking app and 24/7 support. There are also overdraft options available.

There are a range of current accounts on the market designed for managing your everyday finances. What better way to understand which one’s right for you, than by hearing from existing customers? We collect NatWest Basic Current Account reviews to help you make an informed decision when choosing your new account.

Find out how long account holders have had their Basic Current Accounts with NatWest. Read about the main pros and cons of the account. Learn how responsive the customer service team is and how quickly customer issues are resolved. Read about the mobile banking app and the features it provides. Find out if existing customers would recommend the account to family and friends. Browse our NatWest Basic Current Account reviews to find the ones most useful to you.

If you have a Basic Current Account with NatWest, share your experience on Smart Money People. Tell us why you chose this account and how satisfied you’ve been so far. Is this your main bank account? If you use the mobile banking app, which features do you find the most useful? Don’t forget to include any experiences you’ve had with the customer service team. If you’ve had an overdraft on your account, tell us about your experience with it. Whether good or bad, write an honest NatWest Basic Current Account review today. Together, we can help people like you make better financial decisions.

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NatWest Basic Account reviews (2094)

Great account

A fantastic account with easy online access and up-to-date balances Reviewed on: 15th January 2016

Basic Account

Basic, Easy to use and you can only spend what you have in the bank, real money Reviewed on: 12th January 2016

No complaints. Love their mobile banking app.

As I mentioned above, I love their mobile banking app, transfers etc are so simple! I would just say they're a bit slow with sending out paperwork.. Reviewed on: 10th January 2016

Easy banking (if done without a branch)

I have a basic account with Natwest and I have never had an issue, the internet banking is straightforward, the card has never been a problem, communication is an acceptable level, BUT if I do need a branch it proves difficult, here in Edinburgh, the CAPITAL city we have 1 branch! Which means I have to travel all the way in to a jam packed town, attempt to find a parking space all for 5 minutes in the bank, please make more branches Reviewed on: 8th January 2016

Since the Piggies

I have been with Natwest since I was 5 with the piggy accounts. Need I say more? Never felt the need to move Reviewed on: 8th January 2016

Plite and efficent service.

They always provide an excellent customer service experience. Their staff are polite and are knowledgeable about their products. Reviewed on: 29th December 2015

Never failed to recieve good service since the age of 11

I opened my first bank account with NatWest at the age of 11 and have chosen to remain a loyal customer of theirs as I have never experienced bad customer service or any sort of bad service, whether online banking or mobile banking or evening changing lost cards. I would recommend them to anyone. Reviewed on: 29th December 2015

Lost Cards

Bearing in mind it's Christmas Eve and the queue was horrendous. The clearly overworked clerk took me into the office, made me a cup of tea and then cancelled both cards and ordered in replacements. Customer service was brilliant! Reviewed on: 24th December 2015

Basic account

Been a long time user not a lot of contact in branch now a days as using online banking, good for storing cash & paying bills - no fee Reviewed on: 24th December 2015

Does everything I need

I have kept a basic account despite constantly being asked to take an account where you pay a monthly fee. The benefits for the fee account aren't worth it for me and the basic account functions perfectly well, the online banking is easy to use and direct debits/payments etc take seconds to arrange. This account gives me everything I need Reviewed on: 24th December 2015

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