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RBS: Basic Current Account reviews

4.02
Based on 235 reviews, last reviewed 27th Feb 2025
200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
14%
See only 3 star reviews
10%
See only 2 star reviews
7%
See only 1 star reviews
9%

Latest highest rating:

5

All round excellence.... I'm not a customer of great wealth, in fact I do have an overdraft facility which I occasionally have the need to use, however my bank (who I've been ... Read more Reviewed on: 27th February 2025
Margrete E's avatar
Margrete E

Latest lowest rating:

1

Want to be an internet bank so after 250 or so years... Want to be an internet bank so after 250 or so years decided that they don’t need branches Reviewed on: 24th October 2024
Old Git's avatar
Old Git

About this product

RBS Basic Current Account reviews come from people like you! With so many different current accounts now available, you can read these honest RBS Basic Current Account reviews to find out what life as a RBS customer is really like. And remember, if you are a RBS customer, you can write a short review here to help other potential customers. Smart Money People is the UK's leading financial services review site and dedicated to being an independent and honest source of RBS Basic Current Account reviews. Together, we can make financial services work better for everyone.

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RBS Basic Current Account reviews (235)

All round excellence....

5
I'm not a customer of great wealth, in fact I do have an overdraft facility which I occasionally have the need to use, however my bank (who I've been with since the early 1980s) have always treated me respectfully and offered assistance when they felt I needed it and which at times I have accepted. They have looked after me personally when I had a local branch, and are now continuing to do so over the internet. My account fluctuates due to the fact my pension date changes, but they take this into consideration and always inform me when I am about to go into my overdraft. This account has suited my needs and RBS have always been fair and helpful and have always been there for me. I would, and have done many times, recommended RBS to friends and family. Needless to say I would never change banks; why should I when, as such a lowly customer, I receive such excellent service. Reviewed on: 27th February 2025

Excellent service

5
Despure Jo local branch I get excellent service through natwest Reviewed on: 26th February 2025

They're fine if you're too lazy to find better

3
They're fine if you want a basic bank account with no interest or perks and can overlook their involvement in most financial scandals. Reviewed on: 26th February 2025

Great local branch giving a top class service.

5
Great local branch giving a top class service. All banking needs met, and carried out in an orderly manor. Also free with no payments required. Online access is also very well presented and always avaliable Reviewed on: 26th February 2025

I've been with RBS since the Route 17 days and they'...

5
I've been with RBS since the Route 17 days and they're just the best ever. Also, their banking app is the most complete I've ever used. Reviewed on: 26th February 2025

The best!

5
This is the best bank I have ever had to work with! Reviewed on: 26th February 2025

5* to rbs

5
Fantastic banking easy app when your not tec savy like me Reviewed on: 23rd February 2025

Scammed..

5
Received a text from rbs telling us of fraudulent activity on our current account.Attempted to contact fraud on three occasions.On each occasion contact was cut off.As cards and my account had been closed down I was unable to access any funds .On visiting our Coatbridge branch we were assisted by a member of staff (Gillian) who made contact with the Fraud Department on our behalf.Her input helped resolve the problem .Thanks again Gillian. Reviewed on: 10th November 2024

Want to be an internet bank so after 250 or so years...

1
Want to be an internet bank so after 250 or so years decided that they don’t need branches Reviewed on: 24th October 2024

Faultless service every time.

5
Faultless service every time. I love my bank and would never change. It has a modern online banking app and good features. The app is easy to use and simple. The stores are modern and the staff are very helpful Reviewed on: 15th September 2024

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