Smart Money People Logo

RBS: Select current account reviews

4.06
Based on 243 reviews, last reviewed 22nd Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
13%
See only 3 star reviews
10%
See only 2 star reviews
7%
See only 1 star reviews
9%

Latest highest rating:

5

Great service. Great service. Opened several new accounts with good interest rates. Monthly reward savings are helpful. Reviewed on: 22nd January 2026
Jamie Trinder's avatar
Jamie Trinder

Latest lowest rating:

2

Had a number of issues with this company recently. Had a number of issues with this company recently. The customer service has been dreadful. Consistently having to chase up for complaints follow up. Reviewed on: 22nd January 2026
Ross's avatar
Ross

About this product

The RBS Select current account is a basic account for everyday banking.

Account holders can access RBS’ mobile banking app which has a range of money management features and built-in credit score checker. The Select account is compatible with Apple Pay and Google Pay and has the option for an arranged overdraft.

RBS Select account reviews help you find out what it’s really like to be a customer. If you’ve used RBS before, you can also leave a review and share your experience.

Review RBS: Select current account now

Help others make smarter decisions by sharing your own experience. Write a review

RBS Select current account reviews (243)

Loads of benefits

5
People might be put of with the £18 monthly fee, however, the benefits of travel insurance, breakdown cover and mobile phone insurance plus loads more, soon make you forget about the monthly fee! Reviewed on: 4th April 2017

Banking App is Brilliant

3
I find the banking app so helpful in keeping up to date with my everyday banking transactions. Reviewed on: 12th February 2017

Easy to access and friendly service.

5
Is well managed, easily accessible and has a variety of ways to access my money. When in branch that staff are always approachable and helpful. I can check my money at anytime from anywhere, which makes life so much easier. Reviewed on: 12th February 2017

friendly staff but a bland atmosphere in branch

4
the branch in Bury Greater Manchester is very bland with a lot of wasted space. Also the new cash machines do not allow deposits which is very inconvenient!! Reviewed on: 12th February 2017

Always helpful

5
A friend who worked for a rival bank pointed me toward RBS more than 15 years ago when I was looking at decent mortgage deals and I have never looked back. The current account is excellent and I use the online banking every day. Reviewed on: 12th February 2017

No Perks, Bad Service

1
It took me ages to set up my account. The Bank manager made me return to my boss. My letter from work was addressed to 'the bank manager' and had to be changed to 'the Royal Bank of Scotland' otherwise the account could not be setup. Ridiculous!! Reviewed on: 10th February 2017

Great British bank with trustworthy reputation

5
I often call phone banking to check my account details, query direct debits and transfer payments. I'm a bit of technophobe and still like to talk to a friendly staff member. I love the courteous, polite, friendly and helpful staff that works at RBOS. Reviewed on: 7th February 2017

Great all round advice-brilliant friendly service!

5
Great helpful knowledgeable staff - always smiling,great service from helping update contact details,highlighting services available, and undertaking account activities. No problems and have been banking with them for years-great local access,simple clear understanding of account info and services- limited jargon and enjoy the personable service,not faceless like other banks!love the staff and accessibility and service at my local branch thanks! Reviewed on: 6th February 2017

Rbs mortgage, helpful staff smooth process

5
Rbs, were Tanya when I purchased my first property Reviewed on: 4th February 2017

All I could need

5
Find their online banking and mobile very useful and easy to use, Transferring money, cancelling direct debits etc. Good helpful service online, phone or face to face. Reviewed on: 3rd February 2017

Do you have a different RBS product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from RBS?

  • Business Insurance

    from RBS 5.00 from 1 reviews
    RBS
  • Investment Account

    from RBS 5.00 from 2 reviews
    RBS
  • First Saver

    from RBS 5.00 from 1 reviews
    RBS
    View all products