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PayPal: PayPal Credit reviews

4.92
Based on 30,760 reviews, last reviewed 10th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024
E N's avatar
E N

Latest lowest rating:

1

Poor account management Their system for managing payments is shockingly bad, very poorly managed. The misinformation on my account led to a missed payment, which thankfully ... Read more Reviewed on: 10th February 2025
Michael S's avatar
Michael S

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30760)

Review of the PayPal, PayPal Credit:

So easy

5
Really easy to use, can be used in most stores and great payment reminders Reviewed on: 13th June 2022

When ever i have phoned up paypal they have delt wit...

5
When ever i have phoned up paypal they have delt with my problems straight away, i like to use paypal as it gives me more time to pay . Reviewed on: 17th June 2024

A convenient and reliable payment option

5
PayPal credit is always a convenient way to pay online. It’s easily manageable through the app and provides you with details of upcoming payments. This is my favourite way to pay as not can I just pay over time and bits when I want to but it’s a good financial choice in my opinion. I couldn’t live without it now! Reviewed on: 17th June 2024

Quick and easy application.

5
Quick and easy application. Easy to manage and great service Reviewed on: 17th June 2024

Always handy, very user-friendly.

4
Always handy, very user-friendly. Reviewed on: 17th June 2024

Easy to use.

4
Easy to use. Although annoying at times the 2 step authentication is good. Makes it feel more secure when paying for anything Reviewed on: 17th June 2024

I have only good experience with pay pal .

5
I have only good experience with pay pal .... Reviewed on: 17th June 2024

cant fault !!

5
Love having PayPal in general but having PayPal credit has helped me so much. Most payments allow 4 months 0% interest which I love for things like concerts where I’ve paid a lot but an amount easy to pay back in 4 months. It’s also been a life saver for Christmas time, or experiences again that can very easily be paid back without having the money there and then. It’s very easy to use on the app and can’t fault the use of it. I did find it a little difficult to contact a human haha but after a long search I managed to find out how. All in all can’t fault!! Reviewed on: 17th June 2024

Easy to set up and use Accepted at many retailers...

5
Easy to set up and use Accepted at many retailers Reviewed on: 17th June 2024

I love paypal, experience is always good, i cannot a...

5
I love paypal, experience is always good, i cannot appreciate such a easy service to use Reviewed on: 17th June 2024

Excellent

5
Excellent service I ever had. One of the useful platforms for business and friends and family.I recommend this. Reviewed on: 17th June 2024

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