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PayPal: PayPal Credit reviews

4.91
Based on 49,963 reviews, last reviewed 1st Jun 2025
1766500% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to Use Very easy to use, no issues with PayPal credit. Reviewed on: 1st June 2025
Emily K's avatar
Emily K

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49963)

Review of the PayPal, PayPal Credit:

Simple easy and fast.

5
Simple easy and fast. PayPal makes life easy when shopping online. Reviewed on: 27th May 2025

Great company

5
I find PayPal to be a reliable and trustworthy company. Their PayPal credit option and their pay in 3 option are very useful and easy to operate. I always use PayPal to pay online if the company I’m buying from offers it, which most companies do. In fact it gives me confidence in my purchase when I use PayPal. I’d definitely recommend PayPal to others. Reviewed on: 1st June 2025

Very good credit service, would recommend to anyone

5
Very good credit service, would recommend to anyone Reviewed on: 1st June 2025

Easy to use app but there’s no reminder for upcoming...

3
Easy to use app but there’s no reminder for upcoming payments Reviewed on: 1st June 2025

Easy and so helpful

5
Very supportive, so easy to use and easy to make payments too. Ease of payment transaction makes life so much easier, I make monthly payments but can easily make extra payments too by logging in online Reviewed on: 1st June 2025

I trust PayPal services because the are excellent.

5
I think all the PayPal services are excellent. My biggest reason is the trust I have knowing that when I can pay by PayPal my bank details are not shared with the retailers I purchase from. Xoom is one of PayPal services that allows me to send birthday cash presents to my grandsons, who live abroad, at a cost far lower than doing it through a bank. Reviewed on: 1st June 2025

Plenty of useful features and good service

4
Plenty of useful features and good service though sometimes a little long-winded process to get through customer services when there is an issue. Reviewed on: 1st June 2025

Excellent offering

5
Great offering flexible payment plans with low or zero interest . I find PayPal credit really helpful for large purchases. Thank you Reviewed on: 1st June 2025

very easy and safe

5
Is very easy to use and meros your money safe Reviewed on: 1st June 2025

It was straight forward and simple

5
It was straight forward and simple Reviewed on: 1st June 2025

I’ve used PayPal since the beginning.

5
I’ve used PayPal since the beginning and it’s always been great. Reviewed on: 1st June 2025