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PayPal: PayPal Credit reviews

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4.90
Based on 65,429 reviews, last reviewed 14th Apr 2026
1347500% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very.good and handy Very. Handy when online. And great for sorting out none delivery. Reviewed on: 14th April 2026
barry fielding's avatar
barry fielding

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65429)

Customer service experience is 0 I would never recom...

1
Customer service experience is 0 I would never recommend Reviewed on: 3rd June 2024
MS's avatar
MS

Efficiency is so good,, no reason to complain

5
Efficiency is so good,, no reason to complain Reviewed on: 3rd June 2024
BANKOLE U's avatar
BANKOLE U

Customer Focused

5
Customer friendly interface and easy to use. Reviewed on: 3rd June 2024
TF's avatar
TF

The best way to pay online.

5
The best way to pay online. Always works for me. No need to give out any bank account or payment card details Reviewed on: 3rd June 2024
Mr T's avatar
Mr T

Buy with confidence using PayPal

5
Always use PayPal for online payments especially with companies I am unsure of as PayPal provide valuable backup if anything goes wrong. Also the option to pay interest free over 3 payments or 3 months is a great back up. Reviewed on: 3rd June 2024
Kelly's avatar
Kelly

I’ve been using PayPal credit for many years now.

5
I’ve been using PayPal credit for many years now. It’s super convenient as you can pretty much use it anywhere. From small takeaway ordered to big holiday gate aways. PayPal credit will always be my favourite. Reviewed on: 3rd June 2024
Dominika m's avatar
Dominika m

Comes in handy

5
Allows customers to spread cost over 3 instalment which is handy in today’s economy.The Decision to inform via instalment comes quickly via email confirmation. The interest is manageable. The options to pay from credit is listed but also allows customers choice to pay via debit options. Reviewed on: 3rd June 2024
Piege 's avatar
Piege

Highly recommended .

5
All positive, support when needed. Brilliant Reviewed on: 3rd June 2024
Mary H's avatar
Mary H

Flexible current and safe

5
Have used PayPal for 10 years now and have found them to be amazing. They have several different payment options to suit your needs. Extremely easy to use and very safe. Have been well supported when trying to get money back and have always had a positive outcome Reviewed on: 3rd June 2024
cheryl l's avatar
cheryl l

It’s fabulous PayPal has offered credit as it really...

5
It’s fabulous PayPal has offered credit as it really helps Reviewed on: 3rd June 2024
Chris's avatar
Chris

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