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PayPal: PayPal Credit reviews

4.90
Based on 64,780 reviews, last reviewed 14th Apr 2026
1287500% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easiest transaction. Very easy to use, love how easy to top up money and pay. Reviewed on: 14th April 2026
Nabil Y's avatar
Nabil Y

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64780)

It's a really great platform interest free for 4 mon...

5
It's a really great platform interest free for 4 months I love it!! Reviewed on: 2nd June 2024

Very quick about getting back to you when you query...

5
Very quick about getting back to you when you query anything Reviewed on: 2nd June 2024

I have been with paypal for many years and I have ne...

5
I have been with paypal for many years and I have never had any problems with them. The service has kept getting better and easier. Paypal Credit has been a positive experience, and it was easy to get it. The paying back is easy which helps. Reviewed on: 2nd June 2024

Brilliant with fast transactions and transfers to ot...

5
Brilliant with fast transactions and transfers to other accounts. Reviewed on: 2nd June 2024

PayPay is a MUST

5
PayPay is the best thing going, I pay for everything with it. It is so easy to check everything bought. I also use PayPal credit for bigger items. I don't know what I'd do without it. Reviewed on: 2nd June 2024

Pay credit is really good easy to use and control I'...

5
Pay credit is really good easy to use and control I've rang customer service a few times to with PayPal credit . excellent customer service never had to wait long on the phone very pleased with the service. Reviewed on: 2nd June 2024

Good for spreading payments over 3 months

5
Good for spreading payments over 3 months Reviewed on: 2nd June 2024

Happy so far

5
Got a refund for an order which I asked, thanks Reviewed on: 2nd June 2024

Excellent service so handy to use for more expensive...

5
Excellent service so handy to use for more expensive items that u can spread the cost Reviewed on: 2nd June 2024

PayPal is very easy and fast to make payments and tr...

5
PayPal is very easy and fast to make payments and transfers Reviewed on: 2nd June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review