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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Really great credit provider - app is really easy to...

Really great credit provider - app is really easy to use, emails are clear with detail. Reviewed on: 9th June 2026

PayPal credit charges no interests on purchases over...

PayPal credit charges no interests on purchases over a given time, which makes it easier for credits to be paid back. Reviewed on: 9th June 2026

a classy paypal name and a classy credit card.

i have used paypal for a few years and they were always on my side when something went wrong with a order and they helped me to get a refund. i also use paypal credit which helps a lot. i now have paypal credit card which will help me in the future. they increased my credit limit to suit me as well. Reviewed on: 9th June 2026

I like the protection you get with PayPal Credit.

I like the protection you get with PayPal Credit. They are also excellent when you need to contact customer services. App easy to use. Good value all around Reviewed on: 9th June 2026

Great experience hassle free easy to complete no com...

Great experience hassle free easy to complete no complicated steps and it’s easily manageable after set up Reviewed on: 9th June 2026

Fast transactions good service never had a problem b...

Fast transactions good service never had a problem buying anything using the app Reviewed on: 9th June 2026

Paypal or just a pal to use

Always there to help and always easy to use Reviewed on: 9th June 2026

Always had a fantastic service from Paypal.

Always had a fantastic service from Paypal. Reviewed on: 9th June 2026

Amazing, very secured payment, very easy to use

Amazing, very secured payment, very easy to use Reviewed on: 9th June 2026

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 9th June 2026

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