Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (63976 reviews)

View other PayPal products

4.90

Based on 63,975 reviews, last reviewed 14th Apr 2026

1213300% increase in 5 star reviews

in the past 90 days

3700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PAYPAl CREDIT Number 1 for me Absolutely amazing I love it, I literally use it all the time, it enables me to buy whatever I need whenever I want Reviewed on: 14th April 2026

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (63976)

It is very helpful, I used money easy , but I have n...

It is very helpful, I used money easy , but I have not card Reviewed on: 2nd June 2024

Very good.

Very good. U use PayPal a lot never got any problems witch it. Reviewed on: 2nd June 2024

Easy to use, great service.

Easy to use, great service. Saves applying for additional credit for items which will impact on my credit score. Reviewed on: 2nd June 2024

Easy repayments.

Easy repayments. Special interest free periods also Reviewed on: 2nd June 2024

You can't use Paypal without confirming is you

You can't use Paypal without confirming is you Reviewed on: 2nd June 2024

I had some issue with one missing payment as my dire...

I had some issue with one missing payment as my direct debit was not gone through because of card issues and PayPal team they help me and sorted out my payment issue it helped me a lot with my credit score really nice customer service highly recommended to my friends and family members Reviewed on: 2nd June 2024

Safe to pay for products

Feel much safer using Pay Pal especially when it is items and sellers that are abroad in another country Reviewed on: 2nd June 2024

I had such a great experience with paypal.

I had such a great experience with paypal. It works very good and helpful. I will use paypal for all my life and highly recommended to everyone.❤️ Reviewed on: 2nd June 2024

Fast and useful, always good as alternative to pay w...

Fast and useful, always good as alternative to pay when you haven't got your card details handy Reviewed on: 2nd June 2024

Very good experience, good for purchase

Very good experience, good for purchase Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33213 reviews
Credit card
from PayPal 4.92 from 48 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub