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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

When using PayPal I feel safe

PayPal is always there and is always secure. When using PayPal I feel safe. Reviewed on: 9th June 2026

Easy to use and keep track of.

Easy to use and keep track of. No issues so far Reviewed on: 9th June 2026

An easy and secure platform for financial doings!

An easy platform and a very good company to deal with.. Queries are answered swiftly and I genuinely feel 'secure' conducting my financial activities through PayPal! (And love the 'Pay in 3')... Would definitely recommend PayPal credit! Especially now you can use your balance as you would with your debot/credit card! So a definitely thumbs up from me! Reviewed on: 9th June 2026

I have used PayPal for many years it's a great trust...

I have used PayPal for many years it's a great trustworthy company always ready to step in when there's a problem Reviewed on: 9th June 2026

Great service and easy to use!

Great service and easy to use! Never had a single problem with using it, no hassle, and convenient Reviewed on: 9th June 2026

Paying with my Pal.

Versatile ways to pay, adaptable to your financial circumstances. I’ve always had a brilliant customer service too, very helpful over the phone & in online chats. Paypal is always my first choice for payments online & now in shops with the vertical card on my phone. Reviewed on: 9th June 2026

Excellent service

Excellent service every time . Helpful people I have good experience with them Reviewed on: 9th June 2026

Some good offers and the credit card with 3 months o...

Some good offers and the credit card with 3 months over £100 is a great feature Reviewed on: 9th June 2026

Italian Holiday Attire

used PayPal Credit recently to order my holiday wardrobe from an Italian retailer I hadn't shopped with before, and the experience was a real reminder of why I keep coming back to PayPal. Checkout was a single tap — no card details, no currency conversion fuss, no friction at all. The option to spread the cost over a few payments turned a slightly indulgent basket into a comfortable one, without any of the awkwardness that usually comes with applying for credit. There's also something quietly reassuring about having PayPal sit between you and an overseas retailer you don't know yet; if something had gone wrong, I'd have known where to turn. The clothes arrived as expected, the payment plan is set up cleanly in my account, and it's hard to fault any of it. Will definitely use again. Reviewed on: 9th June 2026

The best

They are best of all my cards cheapest rates more services and easier to make purchases storing details so you don’t have to fill in again monitor delivery details brilliant Reviewed on: 9th June 2026

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