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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180926)

The pending payment always takes too long to complete.

4
The pending payment always takes too long to complete. Makes me worry to miss the deadline. Reviewed on: 9th June 2026

Delivering professional customer support

5
I missed a payment on one occasion, and they were very understanding and helped me work through my situation. Thank you very much." Reviewed on: 9th June 2026

Credit was available and provide when needed.

5
Credit was available and provide when needed. Reviewed on: 9th June 2026

Good and easy use service.

5
Good and easy use service. Clear for money use. Reviewed on: 9th June 2026

Use PayPal for 3 separation payments couldn't fault...

5
Use PayPal for 3 separation payments couldn't fault my experience Reviewed on: 9th June 2026

Easiest application

5
Used PayPal for years, applied for credit card was issued straight away, easy application no issues Reviewed on: 9th June 2026

Good customer service and easy to talk to

4
Good customer service and easy to talk to Reviewed on: 9th June 2026

I have found PayPal to be a reliable product for onl...

5
I have found PayPal to be a reliable product for online purchasing Reviewed on: 9th June 2026

a quick reliable service and decent app

5
a quick reliable service and decent app Reviewed on: 9th June 2026

Great service, ideal to help spread costs

5
Great service, ideal to help spread costs Reviewed on: 9th June 2026

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