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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Pay pal is a lifesaver

5
Pay pal is always on hand for when I need things at short notice like a washing machine when mine broke down when you need a holiday or just a little help with pay in 3 you always know you got something to help you when you can't afford to pay outright for things I needed a mobility scooter and thanks to paypal I could spread the cost over 2 years now its mine all paid for paypal is always there when I need it 8 Reviewed on: 9th June 2026

When you contact customer services with the problem...

5
When you contact customer services with the problem it always gets sorted the same day excellent Reviewed on: 9th June 2026

It is a a really convenient platform to use to see...

4
It is a a really convenient platform to use to see and access your credit. Reviewed on: 9th June 2026

Great interface easy to use.

5
Great interface easy to use. Easy to receive and make payments Reviewed on: 9th June 2026

EXCELLENT SERVICE

5
Only had few dealings with them but excellent on each Reviewed on: 9th June 2026

A safe, easy & secure way to pay for almost anything!

5
A safe, easy & secure way to pay for almost anything! Reviewed on: 9th June 2026

PayPal Credit good and easy to use

5
PayPal Credit good and easy to use Reviewed on: 9th June 2026

Not a bad thing to say about PayPal creds

5
Not a bad thing to say about PayPal creds Reviewed on: 9th June 2026

Reliable and secure.

5
Reliable and secure. Easy to use. Reviewed on: 9th June 2026

Simple to use

5
PayPal is easy and straightforward to work with Reviewed on: 9th June 2026

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