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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180922 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180923)

I use PayPal when paying for goods online.

I use PayPal when paying for goods online. I feel it's safer than entering bank details and there is a credit amount gives you interest free options. Reviewed on: 9th June 2026

As a customer, I’ve found PayPal to be really conven...

As a customer, I’ve found PayPal to be really convenient and easy to use, especially when shopping online. What I like most is the Pay in 3 option, which lets me split payments into smaller chunks without any interest, making bigger purchases feel much more manageable. It helps me stay on top of my budget while still getting what I need right away. Overall, it feels secure, straightforward, and flexible, which is exactly what I want from a payment service. Reviewed on: 9th June 2026

Easy to apply, can be used for so many retailers...

Easy to apply, can be used for so many retailers Reviewed on: 9th June 2026

Iv always had a positive experience with PayPal I’d...

Iv always had a positive experience with PayPal I’d rather use that than any bank Reviewed on: 9th June 2026

You can always count on them.

You can always count on them. No problems and help with every purchase. Reviewed on: 9th June 2026

Great help

PayPal is excellent when in need. Reviewed on: 9th June 2026

Ive had a really positive experience with PayPal Cre...

Ive had a really positive experience with PayPal Credit. It’s super easy to use, especially if you already shop with PayPal, and the option to spread payments with 0% interest (if paid on time) is a big plus. Everything is simple to manage in one place. The only downside is the high interest if you don’t clear it in time, so you do need to stay on top of payments—but overall, it’s a handy and flexible option.” Reviewed on: 9th June 2026

The pending payment always takes too long to complete.

The pending payment always takes too long to complete. Makes me worry to miss the deadline. Reviewed on: 9th June 2026

Delivering professional customer support

I missed a payment on one occasion, and they were very understanding and helped me work through my situation. Thank you very much." Reviewed on: 9th June 2026

Credit was available and provide when needed.

Credit was available and provide when needed. Reviewed on: 9th June 2026

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