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PayPal: PayPal Credit reviews

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4.90
Based on 63,318 reviews, last reviewed 14th Apr 2026
1152600% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly Reccommend I use PayPal Credit very regularly and always pay it off within the interest free 4 month period. Great way of spreading the cost. Reviewed on: 14th April 2026
Claire W's avatar
Claire W

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (63318)

Smart use of the money

4
It is a very convenient way to use the money for buying more stuff. Reviewed on: 1st June 2024
Diana T's avatar
Diana T

Great Credit Management

5
PayPal credit has been a godsend for managing large purchases. A lot of providers have interest free offers through the service and it is consistent with reminders on when to pay. The only real downside I've had is with paying off specific products as money just goes towards the full balance. Reviewed on: 1st June 2024
Sam Wiggins's avatar
Sam Wiggins

Paypal is extremely easy and sufficient.

5
Paypal is extremely easy and sufficient. If I've ever had an issue customer service is always friendly and helpful in resolving any issues. Reviewed on: 1st June 2024
Tara B's avatar
Tara B

I use buy now pay later a lot.

5
I use buy now pay later a lot. Also great protection by PayPal if something goes wrong. Reviewed on: 1st June 2024
Edi B's avatar
Edi B

Fast and safe and reliable easy to use

5
Fast and safe and reliable easy to use Reviewed on: 1st June 2024
Ismet Y's avatar
Ismet Y

Great service and ease of transfe

5
Great service and ease of transfe Reviewed on: 1st June 2024
Marissa B's avatar
Marissa B

Always a great service with PayPal.

5
Always a great service with PayPal. Instant payments & no worries. Reviewed on: 1st June 2024
Will N's avatar
Will N

Always easy to use - great offer on the 4 months int...

5
Always easy to use - great offer on the 4 months interest free Reviewed on: 1st June 2024
Ioan M's avatar
Ioan M

Have been using this for a couple of years with no i...

5
Have been using this for a couple of years with no issues great service Reviewed on: 1st June 2024
Ciaran K's avatar
Ciaran K

Ease of use is top notch.easy peasy PayPal

5
Ease of use is top notch. Accepted in loads of places and easy to pay family and friends. Reviewed on: 1st June 2024
Michael J's avatar
Michael J

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