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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180920)

I have used PayPal for many years now. Fantastic

5
I have used PayPal for many years now and I have seen nothing improved services year on year. I trust it implicitly. Reviewed on: 9th June 2026

Great service.

5
Great service. Easy to use and efficient. Reviewed on: 9th June 2026

No problems with PayPal.

5
No problems with PayPal. Over the years I have been with PayPal I have no difficulties which could not be resolved. Reviewed on: 9th June 2026

PayPal card os really good and useful in live

5
PayPal card os really good and useful in live Reviewed on: 9th June 2026

I'm very happy with PayPal services and responsibili...

5
I'm very happy with PayPal services and responsibilities. I recommend to everyone. Reviewed on: 9th June 2026

I have used it on a very regular basis.

5
I have used it on a very regular basis. I have only ever had 1 problem with PayPal. this was when I paid for a subscription to CapCut twice by accident and you sided with CapCut and did not give me a refund for a dual payment. because of this, I deleted CapCut and I have not used it since. Reviewed on: 9th June 2026

Problem sorting

5
Easy to sort out problems great customer service Reviewed on: 9th June 2026

I use PayPal when paying for goods online.

4
I use PayPal when paying for goods online. I feel it's safer than entering bank details and there is a credit amount gives you interest free options. Reviewed on: 9th June 2026

As a customer, I’ve found PayPal to be really conven...

5
As a customer, I’ve found PayPal to be really convenient and easy to use, especially when shopping online. What I like most is the Pay in 3 option, which lets me split payments into smaller chunks without any interest, making bigger purchases feel much more manageable. It helps me stay on top of my budget while still getting what I need right away. Overall, it feels secure, straightforward, and flexible, which is exactly what I want from a payment service. Reviewed on: 9th June 2026

Easy to apply, can be used for so many retailers...

5
Easy to apply, can be used for so many retailers Reviewed on: 9th June 2026

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