Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 62,907 reviews, last reviewed 14th Apr 2026
1114600% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick easy fast Great method of paying wick to use and very fast Reviewed on: 14th April 2026
Carl's avatar
Carl

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62907)

Very easy and safe to use.

5
Very easy and safe to use. You can use it anywhere, good levels of security Reviewed on: 1st June 2024

I use it for crypto and credit.

4
I use it for crypto and credit. Investment and occasional credit purchases. Reviewed on: 1st June 2024

Good experience

5
Had a very good experience with PayPal will use it again in future Reviewed on: 1st June 2024

Flexible Paypal

5
Having the flexibility for making purchase is really valuable.Excellent communication on spend and when payments are due. My main go to when purchasing on line. Reviewed on: 1st June 2024

I would like to have higher credit and more than 4 m...

4
I would like to have higher credit and more than 4 months free interest Reviewed on: 1st June 2024

PayPal Credit is a fantastic choice for safe payment...

5
PayPal Credit is a fantastic choice for safe payments and enjoying the benefits of using credit. It provides a secure way to make payments through PayPal, ensuring my transactions are protected. The flexibility of using credit allows for convenient purchases, and the benefits that come with it make it a great option for managing my finances. Using PayPal Credit for its safety and the perks it offers! Reviewed on: 1st June 2024

Nice n cool

5
It was all smooth sailing from the start and now over 10 years still there Reviewed on: 1st June 2024

I've used PayPal for so long now and I love it!

5
I've used PayPal for so long now and I love it! Everything is clearly explained, and the app is super easy to use Reviewed on: 1st June 2024

Very easy to use.

5
Very easy to use. Quick decisions. Reviewed on: 1st June 2024

What can I say about PayPal, this has been my best c...

5
What can I say about PayPal, this has been my best choice in almost 20 years, everything I need is there, simple and true!❤️ Reviewed on: 1st June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review