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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180919 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180919)

I like the flexibility and customer value that PayPa...

I like the flexibility and customer value that PayPal gives Reviewed on: 9th June 2026

Great buying options to spread the cost

Great buying options to spread the cost Reviewed on: 9th June 2026

Good credit lender and lots of benefits

Lots of different options paying. Also lots of benefits. Reviewed on: 9th June 2026

Easy to use and manage

Easy to use and manage, good online portal and easy statements. Reviewed on: 9th June 2026

Convenient, Fast, & Worldwide recognition.

PayPal is fast & convenient to use on-line (many traders now list PayPal as their 1st option). Free short term credit is available for all but the smallest purchases. PayPal is known & trusted worldwide. They now even offer a 'physical' payment card. What's not to like? Reviewed on: 9th June 2026

Very easy to use & give me updates

Very easy to use & give me updates Reviewed on: 9th June 2026

The best way to pay.

I always use Paypal where ever able, so easy to use, very quickly through the tedious checking out, great website with all the information you need to do your shopping. Reviewed on: 9th June 2026

Brilliant apart from payment plans

Would be a good option to be able to allocate payments when you have payment plans as they automatically deduct from payment plan before other outstanding balances and won’t correct this Reviewed on: 9th June 2026

using Paypal is a very secure way of paying for item...

using Paypal is a very secure way of paying for items and there credit facility is 2nd to none Reviewed on: 9th June 2026

I have used PayPal for many years now. Fantastic

I have used PayPal for many years now and I have seen nothing improved services year on year. I trust it implicitly. Reviewed on: 9th June 2026

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