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PayPal: PayPal Credit reviews

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4.90
Based on 62,823 reviews, last reviewed 14th Apr 2026
1106800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant on the go Good And Brilliant because i wasnt expecting them to approve my offer of buying and paying instalmentally. Excellent Experience Reviewed on: 14th April 2026
JUNIOR E's avatar
JUNIOR E

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62823)

Smooth, safe, effortless transactions, online, using...

5
Smooth, safe, effortless transactions, online, using Face ID. Uncomplicated full-balance return payments. Wish I could also use it for Amazon purchases. Total confidence using PayPal credit for purchasing. Reviewed on: 1st June 2024
MMB's avatar
MMB

Very clear terms and conditions, the best thing is...

5
Very clear terms and conditions, the best thing is the option to pay interest free if paid before interest is accrued!! I can not fault the communication! Reviewed on: 1st June 2024
Mark W's avatar
Mark W

I always feel like my PayPal account is very secure.

5
I always feel like my PayPal account is very secure. Reviewed on: 1st June 2024
Sarah H's avatar
Sarah H

Great facility

5
I have used paypal credit to buy a lot of large purchases and have never had any problems it's a great facility for spreading the payments and I'm always alerted when a payment is due and how much it will be Reviewed on: 1st June 2024
Lynn Millar's avatar
Lynn Millar

Despite pretty decent credit scores, paying everythi...

4
Despite pretty decent credit scores, paying everything on time, and PayPal credit not affecting credit scores, I find it extremely difficult to have my credit limit raised. Reviewed on: 1st June 2024
Slawek S's avatar
Slawek S

Hard to keep track of payments etc

4
Hard to keep track of payments etc Reviewed on: 1st June 2024
Amy H's avatar
Amy H

Secure finance from order to your door and afterwards.

5
Never a problem, kept up to date at all times, security is very good. Reviewed on: 1st June 2024
Charles C's avatar
Charles C

Never had a problem always quick and got refunds on...

5
Never had a problem always quick and got refunds on time etc Reviewed on: 1st June 2024
Paul Rumbelow's avatar
Paul Rumbelow

PayPal is simple to use.

5
PayPal is simple to use. Support questions are answered well. It just makes life easy Reviewed on: 1st June 2024
Kenneth Mac's avatar
Kenneth Mac

Extremely Convenient

5
The payment options that PayPal provides are excellent and extremely convenient Reviewed on: 1st June 2024
Lee M's avatar
Lee M

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