Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Offers good affordable solutions.

Offers good affordable solutions. With excellent CS. Reviewed on: 9th June 2026

It's very convenient and easy to use.

It's very convenient and easy to use. The credit card is very useful and handy. And it's easy to manage repayments. Scheduling payments using the PayPal app is great. Very consumer friendly. I whould recommend to anyone Reviewed on: 9th June 2026

Never had issues or unexpected fees.

Never had issues or unexpected fees. Customer support is always on point. Reviewed on: 9th June 2026

I have very good experience with pay pal

I have very good experience with pay pal Reviewed on: 9th June 2026

This is quite simple, pay pal makes life oh so much...

This is quite simple, pay pal makes life oh so much easier. Reviewed on: 9th June 2026

I have found this credit facility extremely useful.

I have found this credit facility extremely useful. The ability to use it on line to purchase items is a great new idea Reviewed on: 9th June 2026

So easy to use,

So easy to use, just a few clicks and your done, gives choice of payment methods Reviewed on: 9th June 2026

I have used PayPal for many years and have always fo...

I have used PayPal for many years and have always found them helpful , professional and friendly. Simple to use app and my ability to transfer money to friends and relatives abroad in seconds is simply brilliant. PayPal credit especially pay in 3 three is so easy and allows you to take advantage of of good deals so everyone is a winner. Reviewed on: 9th June 2026

PayPal credit is my favourite way for paying online...

PayPal credit is my favourite way for paying online it’s quick easy and hassle free no brainer Reviewed on: 9th June 2026

Great customer service and help.

Great customer service and help. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101309 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub