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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180918 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180918)

It’s PayPal or nothing

I’ve been a PayPal user for over 6 years now and I’ve never looked back. The comfort and ease that has been provided by using them for payments is enormous. I haven’t had to find my wallet for a payment in years and I don’t regret it Reviewed on: 9th June 2026

Easy to install and set up and a lot easier...

Easy to install and set up and a lot easier to pay Reviewed on: 9th June 2026

PayPal flexibility

I have used PayPal a couple of time and it gives me flexibility such as pay in 3x Reviewed on: 9th June 2026

Overall easy to use, available at checkouts.

Overall easy to use, available at checkouts. Notified of upcoming payments, easy to use app to keep on top of finances Reviewed on: 9th June 2026

Safer way to pay online.

Safer way to pay online. Pay in 3 and Paypal credit really helpful to spread the cost. Reviewed on: 9th June 2026

Decent 0 % rates and time limits but expensive after...

Decent 0 % rates and time limits but expensive after it expires. Would use again overall as is quite convenient to use the service. Reviewed on: 9th June 2026

Pay in 3 option on PayPal

I used the pay in 3 option on PayPal to buy ebay purchases and it was just as described... very easy to use and helpful for me. Reviewed on: 9th June 2026

Always use PayPal credit for large purchases.

Always use PayPal credit for large purchases. Great that there’s the option to pay 4 or 12 months interest free. Easy to use and easy to pay back using direct debit. Reviewed on: 9th June 2026

Pal Pal Credit card

Great card with great deals, easy to use. Reviewed on: 9th June 2026

I like the flexibility and customer value that PayPa...

I like the flexibility and customer value that PayPal gives Reviewed on: 9th June 2026

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