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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62604 reviews)

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4.90

Based on 62,603 reviews, last reviewed 13th Apr 2026

1087300% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good experience will recommend to every one Very good experience will recommend to every one Reviewed on: 13th April 2026

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62604)

Being able to pay later is always a bonus.

Being able to pay later is always a bonus. This credit scheme gives you time to pay off sooner and later without much fuss Reviewed on: 1st June 2024

User friendly and great service .

Easy to use. Customer service is excellent. Reviewed on: 1st June 2024

I love using PayPal when and where I can.

I love using PayPal when and where I can. It’s so easy and convenient to use. I can use it either as a one off payment or over 3 or more months. And if you stick to your plan you don’t occur interest charges. Reviewed on: 1st June 2024

I'm using PayPal services for many years now and I'v...

I'm using PayPal services for many years now and I've to say that I was always happy to use them again and again, as they do really well without any errors . It's not different if you buying something on ebay or somewhere else. You could always trust you will be safe over the payment and you'll get what you paid for, because if not you'll get refund. Well done PayPal keep working hard!! Reviewed on: 1st June 2024

Excellent financial services for the modern consumer

Paypal continues to develop and grow - but unlike many it is relatively easy to speak to a real human customer service person and in my experience they have always been friendly, helpful and knowledgable. Reviewed on: 1st June 2024

Always use PayPal for purchases online.

Always use PayPal for purchases online. Have used the resolution device several times due to disputes over refunds for faulty items. Dealt with very quick, was really easy. Feel secure with PayPal also have app for shops now Reviewed on: 1st June 2024

RT review

Simple, easy to use and secure. Feel comfortable using PayPal on any site. Credit is useful for eBay purchases and easy to pay monthly or all at one time. I have not had any issues with spam and I am a long time user Reviewed on: 1st June 2024

Multiple payment options, all APP based

Easy and convenient to use, everything you need is in the App. Offers a wide range of payment options and easy to manage and send money. Reviewed on: 1st June 2024

Their pay later plan is fantastic!

Their pay later plan is fantastic! Gives me more time to pay for things I can use now and able to budget my money. It’s easy pay and convenient. Customer service is polite and friendly. Reviewed on: 1st June 2024

Great service.

I have been using PayPal for several years now, and have always been well looked after from customer service perspective. Reviewed on: 1st June 2024

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