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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great experience with excellent value for money on b...

Great experience with excellent value for money on big purchase that can be spread across up to 4 months with 0% interest. Reviewed on: 9th June 2026

Trust your income in safe hands

as an older person I can trust these people and it allows me to treat my whole family and spread the cost Reviewed on: 9th June 2026

Paypal service

Great service and always up to date Reviewed on: 9th June 2026

Never any issues at all.

Never any issues at all. No outages that I've ever seen, and I've never had to even try and reach customer services. Reviewed on: 9th June 2026

Always been satisfied with my dealings with paypal

Always been satisfied with my dealings with paypal Reviewed on: 9th June 2026

PayPal is a very efficient payment method.

PayPal is a very efficient payment method. it helped me through splitting my large purchases onto monthly instalments. Their PayPal credit option is very effective, is basically calculating your salary and give you a credit to use depending on that. You have 0% if you choose to pay in 4 months and then APR apply. Reviewed on: 9th June 2026

Easy shop

Easy shopping with no hassle just click an go and app is easy ti use great service Reviewed on: 9th June 2026

When I needed help to understand something the custo...

When I needed help to understand something the customer service were very helpful and helped put me at ease. Reviewed on: 9th June 2026

Honest review

Okay does what it needs to do can’t complain at all Reviewed on: 9th June 2026

Excellent service

There when I need it Lice the pay in 3 option which helps me budget Reviewed on: 9th June 2026

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