Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 62,203 reviews, last reviewed 13th Apr 2026
1050200% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

so easy to use Ive never had a problem using Paypal, so easy.to uase oay for items with peace of mind. Reviewed on: 13th April 2026
Martin C's avatar
Martin C

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62203)

Simple, efficient and reliable.

5
Simple, efficient and reliable. Never had any issues. Reviewed on: 31st May 2024

The whole process is seamless, getting approved in m...

5
The whole process is seamless, getting approved in minutes and the no interest if you repay in 3 months for big purchase is a bonus Reviewed on: 31st May 2024

Easy to use, convenience is great

5
Easy to use, convenience is great Reviewed on: 31st May 2024

Excelente service

5
I’ve been using PayPal for quite some time and never had a problem Reviewed on: 31st May 2024

Essential in this day and age!

5
I’m not sure how I would afford most of my household appliances without the great 0% interest rates (within a time frame), it’s easy to use and helps build my credit too, win win all around! I also like the security of PayPal when using things like EBay as I’ve had items not delivered or not as described and been refunded easily with PayPal Reviewed on: 31st May 2024

It's an easy service reliable and efficient

4
It's an easy service reliable and efficient Reviewed on: 31st May 2024

Extremely good service from start to finish.

5
Extremely good service from start to finish. Everything is in one place so makes managing your money a lot easier with all your cards in one wallet Reviewed on: 31st May 2024

It's a perfect way to buy items you need and pay off...

5
It's a perfect way to buy items you need and pay off monthly Reviewed on: 31st May 2024

Very Good Service

5
Easy to use and very useful. Would use again Reviewed on: 31st May 2024

Safe and convenient way to pay.

5
Safe and convenient way to pay. Having the ability to pay for goods over a short period of time without paying interest. Reviewed on: 31st May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 33184 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 48 reviews
    PayPal
    View all products