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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I always use Paypal, it's the safest and most secure...

I always use Paypal, it's the safest and most secure of all other payments. Reviewed on: 9th June 2026

Paypal has enabled me to purchase essential items th...

Paypal has enabled me to purchase essential items that I would have had to save up for otherwise. My most recent purchase was a microwave oven because my old one broke down. I find it an essential service. Reviewed on: 9th June 2026

Perfect Pay pal

Perfect just perfect always on the other side of the phone to help excellent customer services Reviewed on: 9th June 2026

Brilliant service and product.

Brilliant service and product. Clear and simple to use and points bonus is a good thing too. Easy to set payments and mange account. Reviewed on: 9th June 2026

Useful credit card

I only use it for the credit card and it provides useful 3 months interest free payments Reviewed on: 9th June 2026

Easy and smooth to use, and a great convenience

Easy and smooth to use, and a great convenience Reviewed on: 9th June 2026

Always a great service and easy to use app

Always a great service and easy to use app Reviewed on: 9th June 2026

Love paypal credit, so easy to use and it’s always a...

Love paypal credit, so easy to use and it’s always available as options! Reviewed on: 9th June 2026

An all round great service with easy to use interface

An all round great service with easy to use interface Reviewed on: 9th June 2026

Great for unexpected payments

I have started using it again this past year and I found it very useful for periods of time when one has got unexpected payments to make. Reviewed on: 9th June 2026

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