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PayPal: PayPal Credit reviews

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4.90
Based on 61,216 reviews, last reviewed 13th Apr 2026
957800% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy customer I love the fact I have time to pay for purchases over £99 or more longer interest free for 4 months and it’s easy to understand my statements. Reviewed on: 13th April 2026
Gillian F's avatar
Gillian F

Latest lowest rating:

2

Incredible and worst Indokolatlanul levontak 2x £12-ot pedig semmilyen late payment nem volt. Pontosabban en kezdemenyeztem feltoltest es nem en hibaztam. Reviewed on: 13th April 2026
Sandor's avatar
Sandor
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61216)

Paypal is handy at times, but the interest rate is h...

4
Paypal is handy at times, but the interest rate is high and you can't pay it with anything except a debit card. Reviewed on: 29th May 2024
Heather R's avatar
Heather R

Good option for credit card

5
I like their option to pay any expense over £100 in 4 months. It is very easy to transfer money to other accounts. Reviewed on: 29th May 2024
Rx S's avatar
Rx S

Always use paypal is convenient and secure

5
Always use paypal is convenient and secure Reviewed on: 29th May 2024
Debbie A's avatar
Debbie A

Great options to pay great service

5
Great options to pay great service Reviewed on: 29th May 2024
Mr P's avatar
Mr P

Paypal have helped to give me financial freedom, by...

5
Paypal have helped to give me financial freedom, by helping with the credit, and easy monthly repayments. Reviewed on: 29th May 2024
Hannah T's avatar
Hannah T

I think they do very well and when things go wrong t...

5
I think they do very well and when things go wrong they are very far Reviewed on: 29th May 2024
Peter France's avatar
Peter France

Straight forward, reliable service

5
Have used the service for years, and never had a problem. The app makes managing payments easy and straightforward, as well as displaying current outstanding payments in an easy to read way. Reviewed on: 29th May 2024
Grant D.'s avatar
Grant D.

Easy and clear to use split payment/credit

5
Easy and clear to use split payment or credit options Reviewed on: 29th May 2024
OwenG's avatar
OwenG

Really easy to use, and always handy to have when pu...

5
Really easy to use, and always handy to have when purchasing goods online. Reviewed on: 29th May 2024
Marc d's avatar
Marc d

Fantastic online experience and gives me the most co...

5
Fantastic online experience and gives me the most confidence purchasing when I see the PayPal option on a website. Reviewed on: 29th May 2024
Nick W's avatar
Nick W

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