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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

It’s okay very happy experience good online I would...

5
It’s okay very happy experience good online I would recommend it to friends and family Reviewed on: 9th June 2026

I like PayPal Credit because it is easy to use and p...

5
I like PayPal Credit because it is easy to use and provides multiple set up options which is very helpful. Easy check outs, default payment methods, etc Reviewed on: 9th June 2026

Excellent service and very professional with easy to...

5
Excellent service and very professional with easy to use. Reviewed on: 9th June 2026

Every time I have used PayPal, never had any problem...

5
Every time I have used PayPal, never had any problems, excellent service Reviewed on: 9th June 2026

Love pay in 3

5
Always available for any unexpected expenses, I find the pay in 3 option particularly beneficial Reviewed on: 9th June 2026

Great for transferring to friends quickly and easily...

5
Great for transferring to friends quickly and easily with no card reader unlike other banking apps. Reviewed on: 9th June 2026

Your Pay Pal

5
PayPal Credit is a brilliant product, automatic payments make it a breeze to use amd help with those unexpected payments. Reviewed on: 9th June 2026

I always use PayPal for paying as I feel more secure.

5
I always use PayPal for paying as I feel more secure. Reviewed on: 9th June 2026

Excellent easy to use service.

5
Excellent easy to use service. No hassle service and great customer base Reviewed on: 9th June 2026

It can only be Pay Pal

5
Had PayPal for many a year excellent product to purchase goods Reviewed on: 9th June 2026

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