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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Paypal is so easy and convenient to use and i feel i...

5
Paypal is so easy and convenient to use and i feel its very safe to use also . Reviewed on: 9th June 2026

I've been using PayPal for several years and have on...

5
I've been using PayPal for several years and have only had a couple of problems which were very quickly dealt with. PayPal gives me confidence when buying from online companies. Reviewed on: 9th June 2026

PAYPAL PAY IN 3 IS WORTH IT

5
Well, PayPal helped me budget my expenses for when I needed to spend outside of my allowance given to myself by myself without having to pay in one go with my debit account. I gave NEUTRAL to customer Service as I haven't had the need to use it yet. Reviewed on: 9th June 2026

Easy transactions but ling to take payments

3
Easy transactions but ling to take payments Reviewed on: 9th June 2026

Easy to use, 4 month interest free is good

5
Easy to use, 4 month interest free is good Reviewed on: 9th June 2026

so easy to use

5
so easy to use and i know im covered any problems paypal will sort it out Reviewed on: 9th June 2026

PayPal credit is fantastic and it’s flexible options...

5
PayPal credit is fantastic and it’s flexible options suit me Reviewed on: 9th June 2026

Reliable service, very safe, very fast

5
Reliable service, very safe, very fast Reviewed on: 9th June 2026

Always had a fantastic experience using PayPal.

5
Always had a fantastic experience using PayPal. Reviewed on: 9th June 2026

PayPal is reliable

5
PayPal is reliable and you know that in the event of one not being satisfied with a purchase they will always consider a refund. Reviewed on: 9th June 2026

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