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PayPal: PayPal Credit reviews

4.91
Based on 50,480 reviews, last reviewed 7th Jun 2025
1813400% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal combines consumer confidence, flexible paymen... PayPal combines consumer confidence, flexible payment tools, global reach, and merchant-centric services — making it a dominant force in retail financ... Read more Reviewed on: 7th June 2025
Marek N's avatar
Marek N

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50480)

Perfect payment option

5
I am very happy to use my PayPal credit. It's very handy and can delay my payments with 0% charges. It's great opition and I would really recommend it. Reviewed on: 8th July 2022

great service

5
the service is easy, fast and reliable and the app is very simple to use. Reviewed on: 8th July 2022

Amazing and easy service

5
Offered a total of £2900, is bought a few items and kept up my repayamebts and PayPal increased my total allowance to 3900, more than happy with the service and will definitely use them in the future Reviewed on: 8th July 2022

Keep it going

5
You can get in touch with PayPal at any time thay can help you with any problem with your account and thay are very perlite to you so keep it up PayPal Reviewed on: 8th July 2022

Brilliant service, very borrower friendly

5
This service has a very comfortable rate, and never rob you like others do! I am always finance my holidays, air fare etc. with this service. Reviewed on: 8th July 2022

Lovely experience

5
Paypal is there for you if you need money, I love the fact that you do not pay ant interest on your borrowing money and also pay as much as you can ! Thanks Paypal, my pal! Reviewed on: 8th July 2022

Hooray for 0% finance

5
PayPal credit is so easy, and ideal for those bigger purchases that you can spread over time without being charged interest! Life saver! Reviewed on: 8th July 2022

Very good Service

5
Nice and easy and simple very happy Reviewed on: 8th July 2022

Excellent offers and Customer Service

5
Brilliant to have the option of paying for various priced items. Interest free for 4 months etc. Would recommend helps to spread the cost and also the pay in 3 option under £99 is a benefit. Reviewed on: 8th July 2022

Easy and pain free

5
PayPal is already really accessible and globally used. So, it's an easy thing to get and use the credit. Interest free options help spread out the cost without paying an arm for the privilege. Reviewed on: 8th July 2022

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