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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Very easy checkout process, great starting limit for...

Very easy checkout process, great starting limit for new customers. Reviewed on: 9th June 2026

Very convenient

I use PayPal credit very often while I do my purchases, it is very convenient way to pay as lost of websites accepts it, it offers pay in three options and gives you 4 months 0% interest on purchases over 100£, I really enjoy using it and I like to have this payement option. Reviewed on: 9th June 2026

Its easy and convenient.

Its easy and convenient. I can view my balance and make payments in simple clicks and most stores accept it. It has made food shops and last minute clothing shops easier Reviewed on: 9th June 2026

I find PayPal to be reliable and trustworthy and ful...

I find PayPal to be reliable and trustworthy and fully supports its customers. It offers payment options that work well for me Reviewed on: 9th June 2026

Paypal Is a smooth,slick,well thought out financial...

Paypal Is a smooth,slick,well thought out financial operations.I like the different payment options which suit all needs. Customer Service is a quick and easy process Reviewed on: 9th June 2026

Easy application, straight forward and clear guide l...

Easy application, straight forward and clear guide lines, nothing hidden. Reviewed on: 9th June 2026

Paypal credit often gets handy

Paypal credit often gets handy to spread the cost and now more and more widely accepted Reviewed on: 9th June 2026

Very clear and easy to use!

Very clear and easy to use!!!!!!! Reviewed on: 9th June 2026

Handy for presents and the unexpected.

Handy for presents and the unexpected. Clear, smile and regular updates. So you know where you stand. Reviewed on: 9th June 2026

Use it all the time...especially for purchases over £99

Simple to use online and also, now with a physical card anywhere...easy to keep track...and the best thing 4 payments interest free on purchases over £99 Reviewed on: 9th June 2026

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