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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 60,353 reviews, last reviewed 13th Apr 2026
877700% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I think paypal is very helpful and useful credit sys... I think paypal is very helpful and useful credit system Reviewed on: 13th April 2026
Dylan VI's avatar
Dylan VI

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026
Afia A's avatar
Afia A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60353)

Avowed PayPal credit user

5
I've used the service faithfully now for at least four years and the option of effectively absorbing unit costs into four wages (in practice) is invaluable. Reviewed on: 27th May 2024
Cameron M's avatar
Cameron M

PayPal it's great it has super security ,I trust Pay...

5
PayPal it's great it has super security ,I trust PayPal forever! Reviewed on: 27th May 2024
Nicolae's avatar
Nicolae

Best way to pay

5
Great experience along with pay breakdown Reviewed on: 27th May 2024
Rabia S's avatar
Rabia S

Easy to use with most online retailers.

5
Easy to use with most online retailers. Repayment process is simple. Reviewed on: 27th May 2024
Abbie K's avatar
Abbie K

Overall good one.

4
Overall good one.easy, flexible reliable Reviewed on: 27th May 2024
Andrius's avatar
Andrius

Helped spread the cost of a couple of purchases.

5
Helped spread the cost of a couple of purchases. Reviewed on: 27th May 2024
Joel 's avatar
Joel

My go-to method of payment

5
Simple to use, accepted as a primary method of payment in more and more places and comes with added protection! Reviewed on: 27th May 2024
Alex S's avatar
Alex S

Excellent online purchase platform

5
Been a member on PayPal for 10+ years and I have never had an issue. Easy and simple to use for any online purchases Reviewed on: 27th May 2024
Luke 's avatar
Luke

It has been my number one choice, to pay online.

5
It has been my number one choice, to pay online. Reviewed on: 27th May 2024
Sunil G's avatar
Sunil G

They always have excellent offers

5
They always have excellent offers Reviewed on: 27th May 2024
Danilo B's avatar
Danilo B

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