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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Never had an issue.

Never had an issue. Easy to use and feels secure. Reviewed on: 9th June 2026

Quick and easy with a back up too so great

Quick and easy with a back up too so great Reviewed on: 9th June 2026

I like PayPal.

I like PayPal. It is easy to use . It is safe. I receive regular or constant updates on purchase history, tracking of orders and the like . In the event of any issues and they are few. Customer service sorts it out quickly , politely and patiently . I find it excellent value as I always pay before I incur charges for credit . I rarely use any other form of payment these days . Reviewed on: 9th June 2026

A reliable and useful service.

I find PayPal easy to use, reliable and you have helpful customer services. Reviewed on: 9th June 2026

I've had a very positive experience with PayPal Credit.

I've had a very positive experience with PayPal Credit. What I like most is the flexibility it gives me when making purchases. Being able to spread the cost of larger purchases over time helps me manage my budget more effectively without having to pay the full amount upfront. The application process was straightforward, and using PayPal Credit at checkout is simple and convenient. I also appreciate being able to view my balance, payment schedule, and account information online, which makes it easy to stay on top of my finances. Another feature I value is the promotional financing offered on eligible purchases, which can help save money on interest when payments are made according to the terms. Overall, PayPal Credit has been a useful financial tool that provides convenience, flexibility, and peace of mind when shopping online. Reviewed on: 9th June 2026

They are very good about helping with disputes.

They are very good about helping with disputes. Reviewed on: 9th June 2026

Used since about 2001, never any problems

Used since about 2001, never any problems Reviewed on: 9th June 2026

Fantastic!

Fantastic! Love it and use it all the time! Reviewed on: 9th June 2026

Everything is great !

Everything is great ! So convenient and loads of points. Reviewed on: 9th June 2026

No cost instalment plans!

I use PayPal to buy online and it all goes through swiftly and without error. On more expensive items I am able to take advantage of an interest free (no cost) instalment plan which helps me plan my monthly expenditure and budgeting. Reviewed on: 9th June 2026

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