Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Awesome

Safe way of payment. Awesome responds in times of need. Reviewed on: 8th July 2022

Credit review

Great secure way to pay. Easy to use. Simple as that Reviewed on: 8th July 2022

PayPal Credit Rocks!

Using PayPal credit makes online purchases simple & seamless allowing you to be in control of your purchase finances. Reviewed on: 8th July 2022

Safe way to pay

Papal is very friendly and easy to use your transactions are safe and secure, they also offer credit, which is excellent service from a good provider Reviewed on: 8th July 2022

Best credit provider

I’ve had a smooth and wonderful experience making transactions on PayPal Reviewed on: 8th July 2022

Convenient

Easy to spread costs and mind relaxing Reviewed on: 8th July 2022

Always Use PayPal

I have been using PayPal for many years. Just recently I signed up for PayPal Credit, it's a great way to purchase something you need with the option of zero interest if paid within 4 months. This is a great way to manage finances over a 4 month period instead of having to pay for all of it at once. I have found this method very helpful. Reviewed on: 8th July 2022

Easy service

Makes it easy to spread the cost, aware of monthly payment and if there’s and issue it is resolved promptly Reviewed on: 8th July 2022

Useful

Interest free borrowing for 4 months. Its a very good deal! Reviewed on: 8th July 2022

Easy to use.

PayPal credit is better as if you have a problem. They are there to help and get your money back. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 4.60 from 5 reviews
Clubcard credit cards
from Tesco Bank 3.96 from 321 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payment Provider
from PayPal 4.92 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub