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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Used pay on 3 a few times.

Used pay on 3 a few times. No interest and payment is spread so it's easier to purchase. Also the payment is taken automatically which is great. Reviewed on: 9th June 2026

Excellent service and very handy

Excellent service and very handy Reviewed on: 9th June 2026

Ever since I have used PayPal I have never had a pro...

Ever since I have used PayPal I have never had a problem customer service is efficient and helpful Reviewed on: 9th June 2026

Money control made easy

Terms and conditions are clear to understand and transactions are transparent and up to date.I also like how easy it is to access customer service and how they follow up on issues Reviewed on: 9th June 2026

PayPal Reliable and Secure

The good thing about PayPal is that it has so many security features and guarantees that I have used with sellers on EBay and Amazon when disputes have arisen . That security makes PayPal my default payment method. Reviewed on: 9th June 2026

Excellent payment option!

Excellent option for purchasing from Ebay, spreading payment really helps from time to time! Reviewed on: 9th June 2026

Easy to hse and available in most websites

Easy to hse and available in most websites Reviewed on: 9th June 2026

Very user friendly.

Very user friendly. Never had a problem not even elecetronically. Reviewed on: 9th June 2026

..even a pensioner can use jt

Quick and easy to use, so convenient especially for us older generation. Love the way it protects when paying on the internet.... Reviewed on: 9th June 2026

PayPal never let's you down.

PayPal never let's you down. Safe and secure. Easiest and safest way to pay online Reviewed on: 9th June 2026

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