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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use and very handy to have, clear advice and...

Easy to use and very handy to have, clear advice and payments and spending easy to view and pay more as and when you want Reviewed on: 9th June 2026

Always ready to help and support

Always ready to help and support Reviewed on: 9th June 2026

Always handy if you needed.

Always handy if you needed. Has a card as well another plus . Reviewed on: 9th June 2026

Statement

My statement was not on the account for a long time Reviewed on: 9th June 2026

I like PayPal credit in that it enables me to purcha...

I like PayPal credit in that it enables me to purchase premium products now which can be paid over an affordable time 18 months or 24 months or 36 months interest free. The fact also that on top of this interest free they recently offered a discount if I paid through PayPal was crucial a deal breaker in my decision to purchase. Reviewed on: 9th June 2026

I've had an excellent experience with PayPal.

I've had an excellent experience with PayPal. The platform is reliable, secure, and incredibly easy to use for both sending and receiving payments. Transactions are processed quickly, and I appreciate the added security features that help protect my financial information. The user interface is straightforward, making it simple to manage payments, track transactions, and resolve issues when needed. Customer support has also been helpful whenever I've had questions. Overall, PayPal provides a convenient and trustworthy payment service that makes online transactions smooth and hassle-free. I would highly recommend it to anyone looking for a secure and efficient way to manage payments online. Reviewed on: 9th June 2026

PayPal credit gives me the options

PayPal credit gives me the option to budget and be control of my finances. It allows me to have items that I want and pay on my terms. Reviewed on: 9th June 2026

It was wonderful thanks for helping

It was wonderful thanks for helping Reviewed on: 9th June 2026

Always easy to use peace of mind easy

Always easy to use peace of mind Reviewed on: 9th June 2026

Mixed feelings

Easy to use however for some reason Payments keep getting rejected can only pay over the phone. Reviewed on: 9th June 2026

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