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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180929)

The best, quickest place to pay, buy items securelyis.

5
PayPal is the best, easiest, quickest place to pay or buy items online securely. If you have any issue when you contact them the response is quick and problems solved! Reviewed on: 9th June 2026

Great to use I found the app easy handy to use to use.

5
Great to use I found the app easy to use. Pay in three is very handy and I don't have to worry about loosing cards with the app Reviewed on: 9th June 2026

Have been using PayPal for months now and have never...

5
Have been using PayPal for months now and have never had any issues or delays, the customer support is really responsive, and I enjoy using PayPal at checkout wherever possible instead of traditional means of payment. Reviewed on: 9th June 2026

I use PayPal for every purchase that I can

5
I use PayPal for every purchase that I can Reviewed on: 9th June 2026

Security

5
I feel I have a degree of security when using PayPal and can get recourse when things go wrong Reviewed on: 9th June 2026

Easy and reliable credit service Review:

5
I have had a good experience with PayPal Credit. The application process was straightforward, payments were easy to manage, and the service has been reliable. I appreciate the flexibility it provides and have not encountered any major issues. Overall, I am satisfied with the experience and would recommend it to others looking for a convenient payment option. Reviewed on: 9th June 2026

Safe and secure.

5
Safe and secure. Peace of mind knowing your hard earned money is safe. Reviewed on: 9th June 2026

I have always found PayPal great

5
I have always found PayPal to be helpful if anything goes wrong and it is very easy to use and spred the cost of some pyments over time Reviewed on: 9th June 2026

Easy to Use and Highly Secure

5
I have had a very positive experience with PayPal. It is simple to use, secure, and makes online payments quick and hassle-free. Sending and receiving money is easy, and I feel confident knowing that my transactions are protected. The app is user-friendly, and everything is clear and well organized. I would definitely recommend PayPal to anyone looking for a safe and reliable payment service. Reviewed on: 9th June 2026

I was able to use the virtual PayPal card via Applep...

5
I was able to use the virtual PayPal card via Applepay when purchasing gig tickets and a hotel room. Because of this I’ve got interest free credit for four months. For any purchase over one hundred pounds I certainly will be using PayPal credit rather then another card provider Reviewed on: 9th June 2026

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