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PayPal: PayPal Credit reviews

4.91
Based on 50,352 reviews, last reviewed 5th Jun 2025
1801600% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and Secure PayPal Delivers Every Time! I've used PayPal for over 10 years, and every issue has been quickly resolved. Online payments feel safe and hassle-free, and their credit options are... Read more Reviewed on: 5th June 2025
Wesley's avatar
Wesley

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50352)

A great overall option

5
I love PayPal. I get really anxious when buying things online because I’m always worried about being hacked but PayPal allows me to pay through them securely. As well as that I have PayPal credit which has been a great credit option; I can spend the credit it loads of shops and it has come in handy in a lot of situations. I have recommended PayPal to many people and they have all had the exact same experience. We love it! Reviewed on: 13th June 2022

Quick easy payment plan

5
I was impressed how easy it was to arrange a 4 payment interest purchase Reviewed on: 13th June 2022

quality service, easy to usefair credit

5
i use it to purchase online and spread the cost easily once you have set up direcd debit payments are taken easily, customer service is on standby if any issues arise. reccomended Reviewed on: 13th June 2022

Extremely useful and easy to use.

5
Been using PayPal credit for a while now and with the 4 months interest free on over £99 becomes very handy when needing to buy unexpected purchases. Reviewed on: 13th June 2022

Great deal

5
I am use Pal Pay credit about 1 year. I am happy with this payment system and I am already recommended to my family . Reviewed on: 13th June 2022

Best credit company on the market

5
Delighted to have the option of paypal with easy interest free payment options and low interest rates to allow me to purchase items i would normally not be able to purchase, Superb ! Reviewed on: 13th June 2022

Ace

5
Great service East to use Fast Simple Reviewed on: 13th June 2022

Perfect

5
Just perfect, no fees, very quick and easy access, better only if we could withdraw the amount of credit needed. Reviewed on: 13th June 2022

So much easier to use

5
Much faster checkout on-line than using traditional credit card Reviewed on: 13th June 2022

Great service

5
Great service by PayPal. Makes shopping safe and helps to spread the cost on more expensive items. Reviewed on: 13th June 2022

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