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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75700 reviews)

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4.90

Based on 75,700 reviews, last reviewed 18th Apr 2026

2295300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Quick and easy to use, straightforward instructions Quick and easy to use, straightforward instructions Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75700)

Everything was smooth tonset up and payments have be...

Everything was smooth tonset up and payments have been easy to make through the app. Reviewed on: 11th June 2024

I buy stuff everyday then pay when I have to which m...

I buy stuff everyday then pay when I have to which me time to manage my money whenever I get paid but still save up money as well. Reviewed on: 11th June 2024

Quick and easy to use, clear on how much is outstand...

Quick and easy to use, clear on how much is outstanding and deadline to pay it by anyone could use it. No issues what so ever Reviewed on: 11th June 2024

I've been with PayPal for years now, and I wish I co...

I've been with PayPal for years now, and I wish I could use it everywhere as a credit card for example. Keep up the good work and thank you. Reviewed on: 11th June 2024

Always positive and easy to use payapl make app very...

Always positive and easy to use payapl make app very accessable and are very customer focused Reviewed on: 11th June 2024

Useful to have

It's handy to use bit feels expensive when ypu see the charges. Reviewed on: 11th June 2024

Always had the best experience with PayPal credit

Always had the best experience with PayPal credit Reviewed on: 11th June 2024

I WAS SCAMMED & ROBBED by Gumtree, U don't care

Once my new Credit Account was opened, I paid £17.00+ to pay an outstanding Gumtree (Meta) boosting fees. All OK. THEN my account has £450+ taken for a tractor ad. WTF? £25 x4 was taken in a single day! Do you not have protective software for this? I AM STILL PAYING SOMEONE ELSE'S BILL. Reviewed on: 11th June 2024

PayPal credit is very good and handy, it helped me o...

PayPal credit is very good and handy, it helped me out when I first purchased a large item from Apple. I honestly didn’t know it was such a thing until I went to checkout and this was a way of paying and I applied and got what I needed and has came in very handy ever since Reviewed on: 11th June 2024

PayPal makes it easy for me to make payments to clie...

PayPal makes it easy for me to make payments to clients in America and in Canada at a reasonable exchange rate. It’s very easy to use and PayPal credit is great! It’s also informative as it provides investment advice and information on cash savings Reviewed on: 11th June 2024

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