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PayPal: PayPal Credit reviews

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4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

I always use PayPal credit, I love the flexibility i...

5
I always use PayPal credit, I love the flexibility it gives for paying for online purchases and will continue to use it for a long time to come! Reviewed on: 11th June 2024
April O's avatar
April O

Excellent service

5
It’s been great experience being with PayPal. Reviewed on: 11th June 2024
Asad 's avatar
Asad

Feeling secured while online buying

5
I make purchases using PayPal for online items for security purpose's it’s difficult for anyone to get hold of credit card details. While buying. Reviewed on: 11th June 2024
JAWAID 's avatar
JAWAID

I am so happy with the service Paypal has been offer...

5
I am so happy with the service Paypal has been offering me. Always resolve any issue I have so quick, excellent customer service Reviewed on: 11th June 2024
Marie's avatar
Marie

Great experience so far.

5
Great experience so far. Haven’t had any issues with pay pal Reviewed on: 11th June 2024
Kyra B's avatar
Kyra B

Quick and efficient service, easy to navigate

5
Quick and efficient service, easy to navigate Reviewed on: 11th June 2024
Kristin W's avatar
Kristin W

PayPal Credit helps me pull through difficult months

5
The PayPal Credit has been helping me out quite a lot during the current hapless 'Price Crisis'; especially in a concern of food. Without it, I am not sure if I could survive certain months in their entirety (my salary is being paid monthly, btw). The repayments are relatively OK; definitely nothing excruciating. I began using the service at the end of 2022 and so far I have not encountered any problems whatsoever; touchwood. Though one should keep in mind that fortunately I have so far never been late with any repayment. Again, touchwood. Reviewed on: 11th June 2024
Jan S's avatar
Jan S

Solid, easy, action

5
One click, one swish and you’ve paid via PayPal credit. Great at managing when you want to lay and how long you want to pay off 10/10 highly recommended !! Reviewed on: 11th June 2024
Rory C's avatar
Rory C

I have a credit card and previously spoken to their...

5
I have a credit card and previously spoken to their live customer service chat and I find it to be great and friendly Reviewed on: 11th June 2024
Cheyenne R's avatar
Cheyenne R

Good product and service and available and a lot of...

5
Good product and service and available and a lot of retailers to use and pay in 3 is a good addition, would highly recommend Reviewed on: 11th June 2024
Kevin A's avatar
Kevin A

Review PayPal: PayPal Credit now

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